What is the 13F Pro Quality Score for EZPW?

13F Pro ranks EZCORP INC (EZPW) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View EZPW's current score at https://13fpro.ai/research/EZPW (free sign-up required for the full ranking).

Which hedge funds own the most EZPW stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of EZPW include BlackRock,, FMR, Capital Research Global Investors. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/EZPW as soon as new 13F filings post.

Where does 13F Pro source EZPW data?

All EZCORP INC fundamentals and ownership data come directly from SEC EDGAR. EZCORP INC files with the SEC under CIK 876523. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is EZPW in?

EZCORP INC (EZPW) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

How often is EZPW research updated on 13F Pro?

EZPW's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

EZCORP INC(EZPW)Stock Analysis

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Consumer Discretionary →Nasdaq

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13F Pro Quality Score

65.7/100

Rank #561 of 2,879 stocksTOP 25%

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

74.3/100

Profitability

71.2/100

Balance Sheet

80.0/100

Earnings Quality

78.1/100

Free Cash Flow

60.0/100

Institutional Flow

7.1/100

Revenue Scale

56.6/100

Dilution Risk

57.4/100

EZPW Stock Analysis & AI Quality Score

AI stock analysis and institutional research for EZCORP INC (EZPW), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores EZPW at 65.7/100 on a 32-signal composite quality model, placing it at rank #561 of 2,879 stocks — the top 25% of the AI-ranked universe. EZPW scores in the top quartile across balance sheet strength (80.0), earnings quality (78.1). Areas of concern include institutional flow (7.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), EZCORP INC reports quarterly revenue of $446.9M, net income of $49.1M, an operating margin of 15.2%. Top institutional holders of EZPW by reported 13-F value include BlackRock,, FMR, Capital Research Global Investors, based on the most recent SEC filings. EZPW trades on the Nasdaq exchange and files with the SEC under CIK 876523. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EZPW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EZCORP INC directly from SEC EDGAR. EZCORP INC's 13F Pro composite quality score has ranged between 8 and 77 since 2021, currently 65.7 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

✦

Fun facts about EZCORP INC

Quirks, history, and lore behind EZPW — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. consumer finance company · small-cap · listed on Nasdaq · headquartered in Texas.
2
The Numbers
Operates hundreds of retail locations across the U.S. and Latin America, generating annual revenue in the hundreds of millions of dollars — mostly from fees and interest on short-term transactions.
3
The History
Founded in the 1970s in Texas, it grew by serving customers who needed quick cash but had little access to traditional banks — a niche that proved remarkably durable.
4
The Secret
Its business model runs on collateral: customers hand over personal valuables, get cash, and either reclaim their items or let the company sell them on the floor.
5
The Lore
It has a significant footprint in Mexico and Latin America through its subsidiary network, making it one of the most internationally exposed pawn operators in the Western Hemisphere.
6
The Giveaway
The ticker literally spells out the promise: "EZ" — because nothing says fast money like handing over your guitar, gold ring, or gaming console at a pawn shop counter.

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Revenue

Q2 2026

$446.9M

Net Income

Q2 2026

$49.1M

Free Cash Flow

Q2 2026

$38.0M

Operating Margin

Q2 2026

15.2%

ROIC

Q2 2026

4.1%

D/E Ratio

Q2 2026

0.46

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+10.7% YoY

$1.16BFY 2024

FY21 $729.6MFY22 $886.2MFY23 $1.05BFY24 $1.16B

Net Income

+116.0% YoY

$83.1MFY 2024

FY21 $8.6MFY22 $50.2MFY23 $38.5MFY24 $83.1M

Operating Income

+22.1% YoY

$112.5MFY 2024

FY21 $31.2MFY22 $74.9MFY23 $92.2MFY24 $112.5M

EPS (Diluted)

+107.5% YoY

$1.10FY 2024

FY21 $0.15FY22 $0.70FY23 $0.53FY24 $1.10

Total Assets

+1.7% YoY

$1.49BFY 2024

FY21 $1.27BFY22 $1.35BFY23 $1.47BFY24 $1.49B

Total Debt

+9.1% YoY

$430.4MFY 2024

FY21 $311.5MFY22 $312.9MFY23 $394.4MFY24 $430.4M

Op. Cash Flow

+11.6% YoY

$113.6MFY 2024

FY21 $46.4MFY22 $66.5MFY23 $101.8MFY24 $113.6M

Metric	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Revenue	$1.16B +10.7%	$1.05B +18.4%	$886.2M +21.5%	$729.6M -11.3%	$822.8M -2.9%	$847.2M
Net Income	$83.1M +116.0%	$38.5M -23.3%	$50.2M +482.4%	$8.6M +112.6%	$-68.5M -2794.3%	$2.5M
Operating Income	$112.5M +22.1%	$92.2M +23.0%	$74.9M +140.4%	$31.2M +164.4%	$-48.4M -202.9%	$47.0M
EPS (Diluted)	$1.10 +107.5%	$0.53 -24.3%	$0.70 +366.7%	$0.15 +112.1%	$-1.24 -2580.0%	$0.05
Total Assets	$1.49B +1.7%	$1.47B +8.9%	$1.35B +6.4%	$1.27B +5.8%	$1.20B +10.5%	$1.08B
Total Debt	$430.4M +9.1%	$394.4M +26.0%	$312.9M +0.5%	$311.5M +23.9%	$251.4M +5.3%	$238.8M
Operating Cash Flow	$113.6M +11.6%	$101.8M +53.1%	$66.5M +43.3%	$46.4M -5.4%	$49.1M -52.6%	$103.5M

AI Insight: EZPW Financial Trends

Revenue accelerated to $447M in Q1 2026, up 46% year-over-year, while operating income tripled to $68M.

• Revenue grew from $306M in Q1 2025 to $447M in Q1 2026, a 46% year-over-year increase.

• Operating income expanded from $34M in Q1 2025 to $68M in Q1 2026, a 100% improvement.

• Net income rose from $25M in Q1 2025 to $49M in Q1 2026, up 96% year-over-year.

• Total debt remained stable at $519M through the latest three quarters after earlier volatility.

⚠ Operating cash flow of $48M in Q1 2026 lagged the $68M operating income by $20M.

⚠ Debt spiked to $724M in Q1 2025 before stabilizing, indicating potential refinancing or capital structure changes.

AI Insight: EZPW Ratio Trends

EZCORP delivered strong margin expansion with operating margin nearly doubling from 7.9% in Q2 2024 to 15.2% in Q1 2026.

• Operating margin expanded from 7.9% in Q2 2024 to 15.2% in Q1 2026, showing sustained improvement.

• Net profit margin increased from 6.4% in Q2 2024 to 11.0% in Q1 2026.

• Debt-to-equity ratio improved from 0.62 in Q2 2024 to 0.46 in Q1 2026.

⚠ ROIC volatile, dropping from 46.8% in Q4 2025 to 16.6% in Q1 2026.

⚠ Operating margin declined sequentially from 15.9% in Q4 2025 to 15.2% in Q1 2026.

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Available Research

13F Pro tracks comprehensive data for EZCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of EZPW

BlackRock, Inc.
$178.8M7,043,195 sh
FMR LLC
$171.1M6,742,310 sh
Capital Research Global Investors
$89.2M3,512,711 sh
DIMENSIONAL FUND ADVISORS LP
$86.9M3,425,789 sh
TWO SIGMA INVESTMENTS, LP
$64.0M2,522,195 sh
VANGUARD CAPITAL MANAGEMENT LLC
$62.4M2,460,002 sh
RENAISSANCE TECHNOLOGIES LLC
$54.8M2,157,366 sh
UBS Group AG
$48.5M1,911,827 sh
Ophir Asset Management Pty Ltd
$41.0M1,616,518 sh
GOLDMAN SACHS GROUP INC
$37.3M1,470,708 sh

Fund	Value	Shares
BlackRock, Inc.	$178.8M	7,043,195
FMR LLC	$171.1M	6,742,310
Capital Research Global Investors	$89.2M	3,512,711
DIMENSIONAL FUND ADVISORS LP	$86.9M	3,425,789
TWO SIGMA INVESTMENTS, LP	$64.0M	2,522,195
VANGUARD CAPITAL MANAGEMENT LLC	$62.4M	2,460,002
RENAISSANCE TECHNOLOGIES LLC	$54.8M	2,157,366
UBS Group AG	$48.5M	1,911,827
Ophir Asset Management Pty Ltd	$41.0M	1,616,518
GOLDMAN SACHS GROUP INC	$37.3M	1,470,708

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Is EZPW a good stock to buy?

13F Pro's AI-powered analysis of EZCORP INC (EZPW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EZPW are available on the EZPW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own EZPW?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EZPW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EZCORP INC's investment landscape.