13F Pro Quality Score

63.4/100

Rank #632 of 2,962 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

78.4/100

Profitability

67.1/100

Balance Sheet

79.1/100

Earnings Quality

35.0/100

Free Cash Flow

52.8/100

Institutional Flow

48.1/100

Revenue Scale

59.1/100

Dilution Risk

57.4/100
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EZPW Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for EZCORP INC (EZPW), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores EZPW at 63.4/100 on a 32-signal composite quality model, placing it at rank #632 of 2,962 stocks — the top 25% of the AI-ranked universe. EZPW scores in the top quartile across balance sheet strength (79.1), revenue growth (78.4). Areas of concern include earnings quality (35.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), EZCORP INC reports quarterly revenue of $418.7M, net income of $38.2M, an operating margin of 13.1%. Top institutional holders of EZPW by reported 13-F value include FMR, BlackRock, Capital Research Global Investors, based on the most recent SEC filings. EZPW trades on the Nasdaq exchange and files with the SEC under CIK 876523. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EZPW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EZCORP INC directly from SEC EDGAR. EZCORP INC's 13F Pro composite quality score has ranged between 30 and 66 since 2021, currently 63.4 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

Fun facts about EZCORP INC

Quirks, history, and lore behind EZPW — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. consumer finance company · small-cap · listed on Nasdaq · headquartered in Texas.
  • 2
    The Numbers
    Operates hundreds of retail locations across the U.S. and Latin America, generating annual revenue in the hundreds of millions of dollars — mostly from fees and interest on short-term transactions.
  • 3
    The History
    Founded in the 1970s in Texas, it grew by serving customers who needed quick cash but had little access to traditional banks — a niche that proved remarkably durable.
  • 4
    The Secret
    Its business model runs on collateral: customers hand over personal valuables, get cash, and either reclaim their items or let the company sell them on the floor.
  • 5
    The Lore
    It has a significant footprint in Mexico and Latin America through its subsidiary network, making it one of the most internationally exposed pawn operators in the Western Hemisphere.
  • 6
    The Giveaway
    The ticker literally spells out the promise: "EZ" — because nothing says fast money like handing over your guitar, gold ring, or gaming console at a pawn shop counter.
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Revenue

Q2 2026

$418.7M

Net Income

Q2 2026

$38.2M

Free Cash Flow

Q2 2026

$32.9M

Operating Margin

Q2 2026

13.1%

ROIC

Q2 2026

13.0%

D/E Ratio

Q2 2026

0.45

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+9.7% YoY
$1.27BFY 2025
FY22 $886.2MFY23 $1.05BFY24 $1.16BFY25 $1.27B

Net Income

+31.9% YoY
$109.6MFY 2025
FY22 $50.2MFY23 $38.5MFY24 $83.1MFY25 $109.6M

Operating Income

+32.6% YoY
$149.2MFY 2025
FY22 $74.9MFY23 $92.2MFY24 $112.5MFY25 $149.2M

EPS (Diluted)

+29.1% YoY
$1.42FY 2025
FY22 $0.70FY23 $0.53FY24 $1.10FY25 $1.42

Total Assets

+30.7% YoY
$1.95BFY 2025
FY22 $1.35BFY23 $1.47BFY24 $1.49BFY25 $1.95B

Total Debt

+20.4% YoY
$518.1MFY 2025
FY22 $312.9MFY23 $394.4MFY24 $430.4MFY25 $518.1M

Op. Cash Flow

+31.1% YoY
$149.0MFY 2025
FY22 $66.5MFY23 $101.8MFY24 $113.6MFY25 $149.0M

Free Cash Flow

+41.9% YoY
$110.4MFY 2025
FY22 $34.6MFY23 $61.4MFY24 $77.8MFY25 $110.4M

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Available Research

13F Pro tracks comprehensive data for EZCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of EZPW

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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FIVE

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is EZPW a good stock to buy?

13F Pro's AI-powered analysis of EZCORP INC (EZPW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EZPW are available on the EZPW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. EZPW is classified as a small company.

Which hedge funds own EZPW?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EZPW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EZCORP INC's investment landscape.