FinancialsNasdaqsmall
Institutional-grade research for retail investors
SEC EDGAR: CIK 800457DGICA stock profile & AI dashboard →

13F Pro Quality Score

51.8/100

Rank #1,511 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

26.3/100

Profitability

53.5/100

Balance Sheet

59.1/100

Earnings Quality

24.9/100

Free Cash Flow

45.3/100

Institutional Flow

59.9/100

Revenue Scale

49.3/100

Dilution Risk

88.2/100
Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

DGICA Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for DONEGAL GROUP INC (DGICA), a Financials sector company. 13F Pro's AI-powered ranking engine scores DGICA at 51.8/100 on a 32-signal composite quality model, placing it at rank #1,511 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include earnings quality (24.9) and revenue growth (26.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), DONEGAL GROUP INC reports quarterly revenue of $241.1M, net income of $22.3M, an operating margin of 11.4%. Top institutional holders of DGICA by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. DGICA trades on the Nasdaq exchange and files with the SEC under CIK 800457. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate DGICA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for DONEGAL GROUP INC directly from SEC EDGAR. DONEGAL GROUP INC's 13F Pro composite quality score has ranged between 33 and 60 since 2021, currently 51.8 — a stable long-term trajectory across 68 quarterly and live scoring snapshots.

Fun facts about DONEGAL GROUP INC

Quirks, history, and lore behind DGICA — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A property and casualty insurance company · small-cap · listed on Nasdaq · headquartered in Pennsylvania.
  • 2
    The Numbers
    Annual revenue in the range of roughly $1 billion, writing policies across multiple U.S. states with a focus on mid-Atlantic and Midwest markets.
  • 3
    The History
    Founded in 1889 in Pennsylvania Dutch country, it has spent well over a century writing personal and commercial lines insurance for farmers, homeowners, and businesses.
  • 4
    The Secret
    It operates through a network of independent insurance agents rather than selling direct — a decidedly old-school model that it has stuck with for generations.
  • 5
    The Lore
    Its roots trace to a mutual fire insurance company serving rural Pennsylvania communities, and it still carries that conservative, community-focused underwriting philosophy today.
  • 6
    The Giveaway
    Named after County Donegal in Ireland — fitting for a company born in the heavily Scots-Irish settled farmlands of Lancaster County, Pennsylvania.
▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q2 2026

$241.1M

Net Income

Q2 2026

$22.3M

Operating Margin

Q2 2026

11.4%

ROIC

Q2 2026

16.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-1.2% YoY
$978.0MFY 2025
FY22 $848.2MFY23 $927.3MFY24 $989.6MFY25 $978.0M

Net Income

+56.0% YoY
$79.3MFY 2025
FY22 $-2.0MFY23 $4.4MFY24 $50.9MFY25 $79.3M

Total Assets

+2.2% YoY
$2.39BFY 2025
FY22 $2.24BFY23 $2.27BFY24 $2.34BFY25 $2.39B

Op. Cash Flow

+4.1% YoY
$70.2MFY 2025
FY22 $67.1MFY23 $28.6MFY24 $67.4MFY25 $70.2M

Get alerted when DGICA's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for DONEGAL GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to DGICA

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

UFCS

UNITED FIRE GROUP INC

53
AI score
Similar quality profile · 6 shared holders
LOB

Live Oak Bancshares, Inc.

47
AI score
Similar quality profile · 4 shared holders
COFS

CHOICEONE FINANCIAL SERVICES INC

40
AI score
Similar quality profile · 2 shared holders
WSBF

Waterstone Financial, Inc.

53
AI score
Similar quality profile · 3 shared holders
NECB

NorthEast Community Bancorp, Inc./MD/

46
AI score
Similar quality profile · 3 shared holders
PLBC

PLUMAS BANCORP

53
AI score
Similar quality profile · 2 shared holders
PFS

PROVIDENT FINANCIAL SERVICES INC

58
AI score
Similar quality profile · 4 shared holders
LARK

LANDMARK BANCORP INC

57
AI score
Similar quality profile · 2 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

Put DGICA on your watchlist

Track score changes the day DONEGAL GROUP INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is DGICA a good stock to buy?

13F Pro's AI-powered analysis of DONEGAL GROUP INC (DGICA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for DGICA are available on the DGICA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. DGICA is classified as a small company.

Which hedge funds own DGICA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling DGICA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of DONEGAL GROUP INC's investment landscape.