Dime Commercial Bancshares, Inc. /NY/(DCBG)Stock Analysis
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Rank #842 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
DCBG Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Dime Commercial Bancshares, Inc. /NY/ (DCBG), a Financials sector company. 13F Pro's AI-powered ranking engine scores DCBG at 60.6/100 on a 32-signal composite quality model, placing it at rank #842 of 2,879 stocks — the top half of the AI-ranked universe. DCBG scores in the top quartile across free cash flow (98.9), profitability (98.5), institutional flow (76.8). Areas of concern include revenue scale (5.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 5.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Dime Commercial Bancshares, Inc. /NY/ reports quarterly revenue of $123.6M, net income of $34.6M, an operating margin of 39.3%. DCBG trades on the NYSE exchange and files with the SEC under CIK 846617. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate DCBG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Dime Commercial Bancshares, Inc. /NY/ directly from SEC EDGAR. Dime Commercial Bancshares, Inc. /NY/'s 13F Pro composite quality score has ranged between 48 and 71 since 2021, currently 60.6 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.
Revenue
Q1 2026
$123.6M
Net Income
Q1 2026
$34.6M
Free Cash Flow
Q1 2026
$48.0M
Operating Margin
Q1 2026
39.3%
ROIC
Q1 2026
3.2%
AI Insight: DCBG Financial Trends
Dime Community Bancshares delivered its highest quarterly net income of $35M in Q1 2026, capping a strong recovery from the Q4 2024 loss of $-20M.
• Net income rebounded sharply from a Q4 2024 loss of $-20M to $35M in Q1 2026, a sustained seven-quarter recovery.
• Equity expanded steadily from $1,251M in Q2 2024 to $1,497M in Q1 2026, reflecting consistent retained earnings accumulation.
• Revenue grew modestly from $4M in Q2 2024 to $6M in Q1 2026, suggesting limited top-line acceleration despite stronger net income.
⚠ Operating cash flow remains volatile — swinging from $-33M in Q3 2024 to $89M in Q4 2024 — making FCF quality hard to assess.
⚠ Operating income is unavailable across all periods, obscuring core earnings quality and expense trends.
⚠ Total debt data is absent; leverage position cannot be assessed, a key risk metric for a community bank.
AI Insight: DCBG Ratio Trends
DCOM's return profile has recovered sharply from Q4 2024's loss quarter, with ROE reaching 9.2% and ROIC hitting 13.0% in Q1 2026.
• ROE rebounded from -5.9% in Q4 2024 to 9.2% in Q1 2026, the strongest quarterly reading in the dataset.
• ROIC expanded from -4.9% in Q4 2024 to 13.0% in Q1 2026, recovering fully and surpassing prior peak levels.
• ROA improved steadily from -0.6% in Q4 2024 to 0.9% in Q1 2026, signaling improving asset productivity.
⚠ Q4 2024's sharp loss — ROE of -5.9%, ROA of -0.6% — warrants monitoring for any recurrence of one-off charges.
⚠ OpMargin, NPM, and D/E are entirely absent across all periods, limiting visibility into cost structure and leverage.
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Available Research
13F Pro tracks comprehensive data for Dime Commercial Bancshares, Inc. /NY/ including:
Top Institutional Holders of DCBG
ELCO Management Co., LLC
$230.3K7,655 sh
| Fund | Value | Shares |
|---|---|---|
| ELCO Management Co., LLC | $230.3K | 7,655 |
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Popular Research
Is DCBG a good stock to buy?
13F Pro's AI-powered analysis of Dime Commercial Bancshares, Inc. /NY/ (DCBG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for DCBG are available on the DCBG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own DCBG?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling DCBG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Dime Commercial Bancshares, Inc. /NY/'s investment landscape.