Torrid Holdings Inc.(CURV)Stock Analysis
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Rank #2,285 of 2,879 stocks
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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CURV Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Torrid Holdings Inc. (CURV), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores CURV at 32.1/100 on a 32-signal composite quality model, placing it at rank #2,285 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (0.4) and earnings quality (1.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2027), Torrid Holdings Inc. reports quarterly revenue of $245.8M, net income of $414.0K, an operating margin of 3.5%. Top institutional holders of CURV by reported 13-F value include Fund 1 Investments,, NOMURA HOLDINGS, HEALTHCARE OF ONTARIO PENSION PLAN FUND, based on the most recent SEC filings. CURV trades on the NYSE exchange and files with the SEC under CIK 1792781. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CURV daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Torrid Holdings Inc. directly from SEC EDGAR. Torrid Holdings Inc.'s 13F Pro composite quality score has ranged between 32 and 55 since 2023, currently 32.1 — a declining long-term trajectory across 20 quarterly and live scoring snapshots.
Revenue
Q1 2027
$245.8M
Net Income
Q1 2027
$414.0K
Free Cash Flow
Q1 2027
$5.7M
Operating Margin
Q1 2027
3.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-9.4% YoYNet Income
-143.1% YoYOperating Income
-62.6% YoYEPS (Diluted)
-146.7% YoYTotal Assets
-18.0% YoYTotal Debt
-5.3% YoYOp. Cash Flow
-116.8% YoY| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2022 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $1.00B -9.4% | $1.10B -4.2% | $1.15B -11.2% | $1.30B +25.1% | $1.04B | — |
| Net Income | $-7.0M -143.1% | $16.3M +40.4% | $11.6M +138.8% | $-29.9M -171.5% | $41.9M | — |
| Operating Income | $21.4M -62.6% | $57.2M +0.1% | $57.1M +25.9% | $45.4M -41.1% | $77.0M | — |
| EPS (Diluted) | $-0.07 -146.7% | $0.15 +36.4% | $0.11 +140.7% | $-0.27 | $0.00 | — |
| Total Assets | $400.3M -18.0% | $488.4M +2.4% | $476.9M -17.6% | $578.5M | — | — |
| Total Debt | $288.6M -5.3% | $304.7M +0.0% | $304.7M -10.7% | $341.4M | — | — |
| Operating Cash Flow | $-13.0M -116.8% | $77.4M +80.9% | $42.8M -64.7% | $121.2M +22.3% | $99.1M | — |
AI Insight: CURV Financial Trends
Torrid faces persistent revenue decline and negative equity, with operating performance volatile and cash generation unreliable.
• Revenue declined 13.7% from Q3 2024 ($285M) to Q2 2026 ($246M), with only one quarter above $270M in last eight.
• Operating income collapsed to $0M in Q4 2025 and negative $5M in Q1 2026, erasing gains from prior quarters.
• Equity deteriorated from negative $189M (Q3 2024) to negative $212M (Q2 2026), signaling structural balance-sheet weakness.
⚠ Operating cash flow swung negative in Q4 2025 (−$5M) and Q1 2026 (−$6M); recovery to $11M in Q2 2026 requires confirmation.
⚠ Net income has been unprofitable in 5 of last 8 quarters; Q2 2026 return to breakeven ($0M) offers no margin of safety.
AI Insight: CURV Ratio Trends
Torrid swung from Q1 2026 losses (OpMargin -2.1%, ROIC -26.6%) to Q2 2026 profitability recovery, but profitability and returns remain well below pre-2025 levels.
• OpMargin rebounded from -2.1% in Q1 2026 to 3.5% in Q2 2026; NPM improved from -3.4% to 0.2%.
• ROIC swung sharply from -26.6% in Q1 2026 to 47.2% in Q2 2026, mirroring operational recovery.
• TTM OpMargin at 1.4% and ROA at -3.1% remain deeply depressed; Q3 2025–Q1 2026 showed sustained margin compression.
⚠ Volatility persists: Q1 2026 losses suggest ongoing structural or seasonal headwinds; sustainability of Q2 2026 bounce unclear.
⚠ Q2 2026 ROIC 47.2% well below Q3 2024 peak (75.8%); returns remain pressured versus prior-year levels.
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Available Research
13F Pro tracks comprehensive data for Torrid Holdings Inc. including:
Top Institutional Holders of CURV
Fund 1 Investments, LLC
$17.3M9,728,045 shNOMURA HOLDINGS INC
$9.9M5,582,289 shHEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND
$3.6M2,000,000 shBlackRock, Inc.
$3.1M1,765,556 shVANGUARD CAPITAL MANAGEMENT LLC
$2.4M1,336,262 shSUSQUEHANNA INTERNATIONAL GROUP, LLP
$1.1M631,500 shBANK OF AMERICA CORP /DE/
$1.1M631,261 shGEODE CAPITAL MANAGEMENT, LLC
$1.1M624,115 shGOLDMAN SACHS GROUP INC
$692.6K389,121 shSTATE STREET CORP
$615.5K345,813 sh
| Fund | Value | Shares |
|---|---|---|
| Fund 1 Investments, LLC | $17.3M | 9,728,045 |
| NOMURA HOLDINGS INC | $9.9M | 5,582,289 |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | $3.6M | 2,000,000 |
| BlackRock, Inc. | $3.1M | 1,765,556 |
| VANGUARD CAPITAL MANAGEMENT LLC | $2.4M | 1,336,262 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1.1M | 631,500 |
| BANK OF AMERICA CORP /DE/ | $1.1M | 631,261 |
| GEODE CAPITAL MANAGEMENT, LLC | $1.1M | 624,115 |
| GOLDMAN SACHS GROUP INC | $692.6K | 389,121 |
| STATE STREET CORP | $615.5K | 345,813 |
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Popular Research
Is CURV a good stock to buy?
13F Pro's AI-powered analysis of Torrid Holdings Inc. (CURV) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CURV are available on the CURV stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own CURV?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CURV. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Torrid Holdings Inc.'s investment landscape.