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SEC EDGAR: CIK 1488813CUBB stock profile & AI dashboard →

13F Pro Quality Score

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Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

CUBB Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Customers Bancorp, Inc. (CUBB), a Financials sector company. CUBB is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Customers Bancorp, Inc. reports quarterly revenue of $225.7M, net income of $69.7M, an operating margin of 40.0%. Top institutional holders of CUBB by reported 13-F value include BlackRock,, WELLINGTON MANAGEMENT GROUP LLP, STATE STREET, based on the most recent SEC filings. CUBB trades on the NYSE exchange and files with the SEC under CIK 1488813. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CUBB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Customers Bancorp, Inc. directly from SEC EDGAR. Customers Bancorp, Inc.'s 13F Pro composite quality score has ranged between 52 and 56 since 2021, currently 52.6 — a stable long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q1 2026

$225.7M

Net Income

Q1 2026

$69.7M

Free Cash Flow

Q1 2026

$35.0M

Operating Margin

Q1 2026

40.0%

D/E Ratio

Q1 2026

0.03

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+124.8% YoY
$47.4MFY 2025
FY19 $46.7MFY20 $40.2MFY21 $21.1MFY25 $47.4M

Net Income

-28.8% YoY
$224.1MFY 2025
FY19 $79.3MFY20 $132.6MFY21 $314.6MFY25 $224.1M

EPS (Diluted)

-29.7% YoY
$6.26FY 2025
FY19 $2.05FY20 $3.74FY21 $8.91FY25 $6.26

Total Assets

+27.2% YoY
$24.90BFY 2025
FY19 $11.52BFY20 $18.44BFY21 $19.58BFY25 $24.90B

Total Debt

-100.0% YoY
$0.00FY 2025
FY19 $1.39BFY20 $5.52BFY21 $775.0MFY25 $0.00

Op. Cash Flow

$494.8MFY 2025
FY19 $78.3MFY20 $133.0MFY21 FY25 $494.8M

AI Insight: CUBB Financial Trends

Net income rebounded sharply to $70–76M range over the past three quarters after bottoming at $13M in Q1 2025, while equity climbed to a record $2,144M.

Net income recovered from a trough of $13M in Q1 2025 to $76M in Q3 2025, stabilizing around $70–74M through Q1 2026.

Equity expanded from $1,747M in Q2 2024 to $2,144M in Q1 2026, a gain of roughly $397M over seven quarters.

Total debt was fully eliminated by Q4 2025 but re-emerged at $70M in Q1 2026, reversing a deleveraging trend.

Operating cash flow fell sharply to $35M in Q1 2026 from $122M in Q4 2025, the weakest reading since Q2 2024.

Debt reappeared at $70M in Q1 2026 after reaching zero in Q4 2025 — monitor whether this signals renewed borrowing pressure.

Operating cash flow collapsed to $35M in Q1 2026 versus $117–162M in prior three quarters — sustainability of earnings quality is key.

Net income has held $70–76M for three consecutive quarters; confirmation of this plateau would signal earnings stabilization.

AI Insight: CUBB Ratio Trends

CUBB's profitability staged a sharp recovery through 2025 after Q1 2025's trough, with ROIC rebounding from 2.4% to 18.4% by Q3 2025.

ROIC collapsed to 2.4% in Q1 2025 then surged to 18.4% by Q3 2025, recovering well above Q2 2024's 17.7% level.

ROE followed the same arc: trough of 2.8% in Q1 2025 rebounding to 14.2% in Q3 2025, stabilizing near 13–14% range.

D/E remains minimal, oscillating between 0.00 and 0.05 across all quarters, indicating a virtually unlevered balance sheet.

Q1 2026 ROE dipped to 13.0% and ROIC to 16.3% from Q3–Q4 2025 peaks — possible seasonal softness worth monitoring.

The steep Q1 2025 earnings drop (ROA 0.2%) was dramatic; understanding its cause is key to assessing recurrence risk.

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Available Research

13F Pro tracks comprehensive data for Customers Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of CUBB

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Is CUBB a good stock to buy?

13F Pro's AI-powered analysis of Customers Bancorp, Inc. (CUBB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CUBB are available on the CUBB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CUBB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CUBB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Customers Bancorp, Inc.'s investment landscape.