CNFinance Holdings Ltd.(CNF)Stock Analysis
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Not in ranked universe
Limited institutional coverage
Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 13 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
CNF Stock Analysis & AI Quality Score
AI stock analysis and institutional research for CNFinance Holdings Ltd. (CNF), a Financials sector company. CNF is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 13 institutional filers currently hold this stock. Top institutional holders of CNF by reported 13-F value include GAGNON SECURITIES, Paloma Partners Management Co, Gagnon Advisors,, based on the most recent SEC filings. CNF trades on the NYSE exchange and files with the SEC under CIK 1733868. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CNF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CNFinance Holdings Ltd. directly from SEC EDGAR.
AI Insight: CNF Financial Trends
CNFinance dramatically deleveraged, cutting total debt from $5.9B to $673M in a single year.
• Total debt collapsed 89% from Q4 2024 ($5,933M) to Q4 2025 ($673M) — most aggressive reduction in company history.
• Debt-to-equity ratio improved sharply to 0.19x in Q4 2025 from 1.46x in Q4 2024 — balance sheet substantially strengthened.
⚠ Equity declined 12% YoY to $3,581M in Q4 2025 despite debt reduction — suggests capital redeployment or losses.
⚠ Sparse P&L disclosure prevents margin and profitability trend analysis — operational performance visibility limited.
AI Insight: CNF Ratio Trends
Debt-to-equity collapsed from 1.46 in Q4 2024 to 0.19 in Q4 2025, signaling aggressive deleveraging or asset sales.
• D/E ratio plummeted 87% year-over-year: 1.46 (Q4 2024) to 0.19 (Q4 2025), dramatically strengthening balance sheet.
• Leverage has contracted consistently since Q4 2021 peak of 2.11, reflecting sustained capital discipline and risk reduction.
⚠ Extreme D/E compression warrants scrutiny: verify whether driven by equity issuance, debt repayment, or asset disposals.
⚠ Sparse profitability metrics (ROE 2.9% in Q4 2022 only) limit assessment of underlying earnings quality and returns.
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Available Research
13F Pro tracks comprehensive data for CNFinance Holdings Ltd. including:
Top Institutional Holders of CNF
GAGNON SECURITIES LLC
$1.2M313,938 shPaloma Partners Management Co
$1.2M305,337 shGagnon Advisors, LLC
$314.2K80,359 shMORGAN STANLEY
$5.4K1,370 shBNP PARIBAS FINANCIAL MARKETS
$446.00114 shRachor Investment Advisory Services, LLC
$212.0054 shOSAIC HOLDINGS, INC.
$164.0042 shMorton Brown Family Wealth, LLC
$98.0025 shUBS Group AG
$74.0019 sh
| Fund | Value | Shares |
|---|---|---|
| GAGNON SECURITIES LLC | $1.2M | 313,938 |
| Paloma Partners Management Co | $1.2M | 305,337 |
| Gagnon Advisors, LLC | $314.2K | 80,359 |
| MORGAN STANLEY | $5.4K | 1,370 |
| BNP PARIBAS FINANCIAL MARKETS | $446.00 | 114 |
| Rachor Investment Advisory Services, LLC | $212.00 | 54 |
| OSAIC HOLDINGS, INC. | $164.00 | 42 |
| Morton Brown Family Wealth, LLC | $98.00 | 25 |
| UBS Group AG | $74.00 | 19 |
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Popular Research
Is CNF a good stock to buy?
13F Pro's AI-powered analysis of CNFinance Holdings Ltd. (CNF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CNF are available on the CNF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own CNF?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CNF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CNFinance Holdings Ltd.'s investment landscape.