What is the 13F Pro Quality Score for CATO?

13F Pro ranks CATO CORP (CATO) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View CATO's current score at https://13fpro.ai/research/CATO (free sign-up required for the full ranking).

Where does 13F Pro source CATO data?

All CATO CORP fundamentals and ownership data come directly from SEC EDGAR. CATO CORP files with the SEC under CIK 18255. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is CATO in?

CATO CORP (CATO) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

How often is CATO research updated on 13F Pro?

CATO's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

CATO CORP(CATO)Stock Analysis

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13F Pro Quality Score

45.7/100

Rank #1,702 of 2,879 stocks

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

24.1/100

Profitability

57.1/100

Balance Sheet

60.4/100

Earnings Quality

64.9/100

Free Cash Flow

37.2/100

Institutional Flow

22.5/100

Revenue Scale

41.8/100

Dilution Risk

83.9/100

CATO Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CATO CORP (CATO), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores CATO at 45.7/100 on a 32-signal composite quality model, placing it at rank #1,702 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (22.5) and revenue growth (24.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2027), CATO CORP reports quarterly revenue of $171.1M, net income of $9.3M, free cash flow of $7.0M. Top institutional holders of CATO by reported 13-F value include Aldebaran Capital,, Peapod Lane Capital, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. CATO trades on the NYSE exchange and files with the SEC under CIK 18255. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CATO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CATO CORP directly from SEC EDGAR. CATO CORP's 13F Pro composite quality score has ranged between 22 and 50 since 2021, currently 45.7 — an improving long-term trajectory across 30 quarterly and live scoring snapshots.

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Fun facts about CATO CORP

Quirks, history, and lore behind CATO — the kind of stuff that makes a stock memorable.

1
The Basics
A U.S. specialty retailer in the Consumer Discretionary sector · listed on the NYSE · headquartered in North Carolina.
2
The Numbers
Annual revenue in the range of roughly $800 million, with a store count in the hundreds of locations concentrated in the southeastern United States.
3
The History
Founded in the 1940s, it has spent decades as a family-controlled company, quietly growing into one of the longer-running chains in its niche without much Wall Street fanfare.
4
The Secret
It targets value-conscious women shoppers, selling budget-friendly apparel and accessories — think discount fashion for everyday wear, not runway trends.
5
The Lore
Unlike many rivals, it has historically avoided heavy debt and maintained a reputation for paying consistent dividends, which its loyal, income-focused investors quietly adore.
6
The Giveaway
This Gastonia, North Carolina women's value clothing chain shares its name with a Roman statesman — and has been dressing budget shoppers in the Southeast and beyond for generations.

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Revenue

Q1 2027

$171.1M

Net Income

Q1 2027

$9.3M

Free Cash Flow

Q1 2027

$7.0M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+0.6% YoY

$653.8MFY 2026

FY23 $759.3MFY24 $708.1MFY25 $649.8MFY26 $653.8M

Net Income

+67.3% YoY

$-5.9MFY 2026

FY23 $29.0KFY24 $-23.9MFY25 $-18.1MFY26 $-5.9M

Operating Income

+52.0% YoY

$-12.7MFY 2026

FY23 $-3.6MFY24 $-17.9MFY25 $-26.4MFY26 $-12.7M

EPS (Diluted)

+68.0% YoY

$-0.31FY 2026

FY23 $0.00FY24 $-1.17FY25 $-0.97FY26 $-0.31

Total Assets

-6.8% YoY

$421.4MFY 2026

FY23 $553.1MFY24 $486.8MFY25 $452.4MFY26 $421.4M

Op. Cash Flow

+92.6% YoY

$-1.5MFY 2026

FY23 $13.4MFY24 $477.0KFY25 $-19.7MFY26 $-1.5M

Metric	FY 2026	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020
Revenue	$653.8M +0.6%	$649.8M -8.2%	$708.1M -6.7%	$759.3M +32.0%	$575.1M -30.3%	$825.3M
Net Income	$-5.9M +67.3%	$-18.1M +24.6%	$-23.9M -82655.2%	$29.0K +100.1%	$-47.5M -232.3%	$35.9M
Operating Income	$-12.7M +52.0%	$-26.4M -47.3%	$-17.9M -400.4%	$-3.6M +95.1%	$-72.8M -268.5%	$43.2M
EPS (Diluted)	$-0.31 +68.0%	$-0.97 +17.1%	$-1.17	$0.00 +100.0%	$-2.01 -237.7%	$1.46
Total Assets	$421.4M -6.8%	$452.4M -7.1%	$486.8M -12.0%	$553.1M -6.5%	$591.5M -13.7%	$685.0M
Operating Cash Flow	$-1.5M +92.6%	$-19.7M -4239.4%	$477.0K -96.4%	$13.4M +143.5%	$-30.7M -157.5%	$53.4M

AI Insight: CATO Financial Trends

Seasonal retail volatility masks underlying margin pressure; Q2 2026 recovery insufficient to reverse longer-term profitability decline.

• Revenue oscillates between $146M–$177M with no sustained growth trend; Q2 2026 at $171M remains below Q3 2025 peak of $177M.

• Operating income swung from $6M profit in Q3 2025 to $-13M loss in Q1 2026, recovering only to $9M in Q2 2026.

• Operating cash flow deteriorated from $12M in Q3 2025 to negative territory in subsequent quarters; Q2 2026 shows modest $8M recovery.

⚠ Equity eroded from $195M in Q3 2024 to $157M in Q1 2026, a 19% decline, signaling sustained cash burn.

⚠ Q1 and Q4 quarters consistently unprofitable (losses in Q4 2024, Q1 2025, Q4 2025, Q1 2026); seasonal weakness intensifying.

AI Insight: CATO Ratio Trends

CATO swung to profitability in Q2 2026 with 5.2% operating margin and 21.5% ROIC, but faces severe Q4 and Q1 seasonal headwinds.

• Operating margin recovered to 5.2% in Q2 2026 from -8.9% in Q1 2026; ROIC improved to 21.5% from -34.3%.

• Q3 2025 marked brief profitability peak (3.1% OpMargin, 12.8% ROIC) before sharp Q4–Q1 deterioration suggests structural seasonality.

• TTM metrics remain deeply negative: -1.1% OpMargin, 0.0% NPM, -4.3% ROIC — last 12 months destroyed value.

⚠ Q4 and Q1 consistently collapse into losses (OpMargin -5% to -15%, ROIC -17% to -59%); structural cost issue or inventory writedown?

⚠ Q2 2026 profitability reversal is real but narrow margin — vulnerable to any demand slip or cost inflation.

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Available Research

13F Pro tracks comprehensive data for CATO CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of CATO

Aldebaran Capital, LLC
$3.3M1,176,687 sh
Peapod Lane Capital LLC
$2.2M766,825 sh
VANGUARD CAPITAL MANAGEMENT LLC
$2.0M704,168 sh
DIMENSIONAL FUND ADVISORS LP
$1.7M598,339 sh
RENAISSANCE TECHNOLOGIES LLC
$1.6M548,350 sh
GROUP ONE TRADING, L.P.
$1.5M523,600 sh
BlackRock, Inc.
$1.1M391,471 sh
CITADEL ADVISORS LLC
$909.0K321,200 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$834.6K294,905 sh
PRESCOTT GROUP CAPITAL MANAGEMENT, L.L.C.
$636.1K224,767 sh

Fund	Value	Shares
Aldebaran Capital, LLC	$3.3M	1,176,687
Peapod Lane Capital LLC	$2.2M	766,825
VANGUARD CAPITAL MANAGEMENT LLC	$2.0M	704,168
DIMENSIONAL FUND ADVISORS LP	$1.7M	598,339
RENAISSANCE TECHNOLOGIES LLC	$1.6M	548,350
GROUP ONE TRADING, L.P.	$1.5M	523,600
BlackRock, Inc.	$1.1M	391,471
CITADEL ADVISORS LLC	$909.0K	321,200
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$834.6K	294,905
PRESCOTT GROUP CAPITAL MANAGEMENT, L.L.C.	$636.1K	224,767

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Is CATO a good stock to buy?

13F Pro's AI-powered analysis of CATO CORP (CATO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CATO are available on the CATO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CATO?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CATO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CATO CORP's investment landscape.