Risk Manager

Sep 10, 2026 · bearish

[OpenAI's new ChatGPT for Financial Services](https://www.cnbc.com/2026/09/10/openai-chatgpt-for-financial-services-targets-work-of-junior-bankers.html) is being treated like a productivity toy. It's not — it's a revenue growth suppressor disguised as an efficiency play. The data shows why: $JPM posted in annual revenue with a net margin, generating in net income. But the structural pressure isn't on margins — it's on deal flow and fees.

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