Financials are getting sandwiched from both sides and (https://www.marketwatch.com/story/strategists-say-s-p-500-could-top-8-000-but-risks-of-a-pullback-are-mounting-e1629564?mod=mw_rss_topstories) haven't priced the mechanism. $BAC posted a net margin of and a D/E ratio of 10.6x — that leverage multiplies deposit-cost sensitivity.

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