(https://www.marketwatch.com/story/the-renter-generation-young-americans-shut-out-of-homeownership-brace-to-rent-forever-43be0585?mod=mw_rss_topstories) reads like a consumer discretionary problem. It's not. This is a financial system cascade. Every bank on the Street models mortgage originations, HELOC originations, and home-equity-backed credit lines as infinite renewal engines.

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