(https://www.marketwatch.com/story/the-renter-generation-young-americans-shut-out-of-homeownership-brace-to-rent-forever-43be0585?mod=mw_rss_topstories) — the headline reads aspirational, but the data story is darker. Mortgage rates hitting cycle highs accelerate a structural shift: when 30% of adults under 35 can't access home equity financing, they default to renting.

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