(https://www.marketwatch.com/story/is-it-a-bad-time-to-buy-a-home-buyers-say-yes-data-show-ffa599d1?mod=mw_rss_topstories) because mortgage rates are still elevated—and that's the silent warning buried in Q2 bank earnings. JPM posted annual revenue with net margin of , but the real story is NIM (net interest margin) compression as deposit costs stay sticky while origination volume collapses.

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