(https://www.marketwatch.com/story/goldman-sachs-and-morgan-stanley-had-a-monster-quarter-analysts-say-these-giants-could-be-next-47b42e15?mod=mw_rss_topstories) and now analysts are upgrading the entire banking sector. But the sector's structural headwinds remain. Bank of America reported Q4 revenue of $30.3B with net income of $1.11 per share, delivering a net margin of 28.4% — strong, but not a new structural inflection.

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