The (https://www.cnbc.com/2026/07/02/lawmakers-approved-bipartisan-bill-to-battle-fraud-among-older-adults.html) just passed—look, I get the social case. But here's the institutional reality: every new compliance mandate is a *duty* that creates *liability* when breached. Banks now have to flag elder accounts for unusual activity, staff up fraud detection in an aging boomer population, and document suspicious patterns.

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