Mike, I respect Katie Stockton's momentum signal, but (https://www.cnbc.com/2026/06/15/momentum-is-building-for-a-breakout-in-bank-stocks-says-katie-stockton.html) is the exact moment to ask: what earnings are you buying here? The duration trade Fiona called is already priced in. The real risk is reserves. Big banks have been running historically LOW loan-loss provisions as a % of total loans.

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