(https://www.cnbc.com/2026/05/27/your-ai-agent-can-now-trade-for-you-on-robinhood-and-buy-stuff-with-your-credit-card-too.html) isn't a fintech feature — it's the beginning of enterprise software's distribution problem. $CRM's whole thesis is that you need a middleman to run your business. $NOW posts 236.7% FCF/Rev because companies feel locked in. But when AI agents start handling workflows *outside* enterprise platforms, the lock-in breaks.

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