13F Pro Quality Score

59.2/100

Rank #940 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

52.1/100

Profitability

83.8/100

Balance Sheet

57.3/100

Earnings Quality

30.8/100

Free Cash Flow

88.3/100

Institutional Flow

33.1/100

Revenue Scale

14.8/100

Dilution Risk

94.9/100

YORW Stock Analysis & AI Quality Score

AI stock analysis and institutional research for YORK WATER CO (YORW), a Utilities sector company. 13F Pro's AI-powered ranking engine scores YORW at 59.2/100 on a 32-signal composite quality model, placing it at rank #940 of 2,879 stocks — the top half of the AI-ranked universe. YORW scores in the top quartile across free cash flow (88.3), profitability (83.8). Areas of concern include revenue scale (14.8) and earnings quality (30.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), YORK WATER CO reports quarterly revenue of $20.1M, net income of $4.8M, an operating margin of 31.6%. Top institutional holders of YORW by reported 13-F value include BlackRock,, Zimmer Partners,, MORGAN STANLEY, based on the most recent SEC filings. YORW trades on the Nasdaq exchange and files with the SEC under CIK 108985. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate YORW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for YORK WATER CO directly from SEC EDGAR. YORK WATER CO's 13F Pro composite quality score has ranged between 52 and 65 since 2021, currently 59.2 — a stable long-term trajectory across 28 quarterly and live scoring snapshots.

Revenue

Q1 2026

$20.1M

Net Income

Q1 2026

$4.8M

Free Cash Flow

Q1 2026

$5.4M

Operating Margin

Q1 2026

31.6%

ROIC

Q1 2026

1.4%

D/E Ratio

Q1 2026

0.98

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+5.5% YoY
$75.0MFY 2024
FY20 $53.9MFY21 $55.1MFY23 $71.0MFY24 $75.0M

Net Income

-14.4% YoY
$20.3MFY 2024
FY20 $16.6MFY21 $17.0MFY23 $23.8MFY24 $20.3M

Operating Income

-5.0% YoY
$28.0MFY 2024
FY20 $24.4MFY21 $23.4MFY23 $29.5MFY24 $28.0M

EPS (Diluted)

-14.5% YoY
$1.42FY 2024
FY20 $1.27FY21 $1.30FY23 $1.66FY24 $1.42

Total Assets

+7.7% YoY
$633.5MFY 2024
FY20 $407.0MFY21 $458.9MFY23 $588.2MFY24 $633.5M

Total Debt

+14.2% YoY
$205.6MFY 2024
FY20 $123.6MFY21 $146.4MFY23 $180.0MFY24 $205.6M

Op. Cash Flow

-4.2% YoY
$30.6MFY 2024
FY20 $20.2MFY21 $23.0MFY23 $31.9MFY24 $30.6M

AI Insight: YORW Financial Trends

York Water shows steady but modest growth with debt levels rising 24% over two years while operating cash flow remains volatile.

Revenue maintained stable $18M-$20M quarterly range with seasonal Q3 peaks of $20M consistently.

Net income fluctuated between $4M-$6M with Q3 quarters generating peak $6M earnings.

Total debt increased from $191M in Q2 2024 to $237M in Q1 2026.

Operating cash flow declined to $5M in Q1 2026, down from $8M in prior quarters.

Debt-to-equity ratio deteriorated from 0.85x in Q2 2024 to 0.98x in Q1 2026.

AI Insight: YORW Ratio Trends

York Water's profitability metrics have deteriorated notably, with operating margin declining from Q3 2025's peak of 38.9% to 31.6% in Q1 2026.

Operating margin fell from 38.9% in Q3 2025 to 31.6% in Q1 2026, erasing gains from earlier quarters.

ROIC declined from 6.8% in Q3 2025 to 5.3% in Q1 2026, below 2024 levels of 6.8%.

Debt-to-equity ratio increased steadily from 0.85 in Q2 2024 to 0.98 in Q1 2026.

Sequential quarterly margin compression in Q4 2025 and Q1 2026 suggests potential operational headwinds.

ROA dropped to 2.8% in Q1 2026 from 3.8% peak in Q3 2024, indicating asset efficiency concerns.

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Available Research

13F Pro tracks comprehensive data for YORK WATER CO including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is YORW a good stock to buy?

13F Pro's AI-powered analysis of YORK WATER CO (YORW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Utilities sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for YORW are available on the YORW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own YORW?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling YORW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of YORK WATER CO's investment landscape.