XYF

X Financial XYF

NYSESmall CapFinancials

13F Pro Quality Score

Not in ranked universe

Limited institutional coverage

Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 23 institutional filers currently hold this stock.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

Revenue

$1.09B

Quarter to Dec 31

Net income

$209.43M

Quarter to Dec 31

Free cash flow

$206.73M

Quarter to Dec 31

Operating margin

21.3%

Quarter to Dec 31

Top Institutional Holders

as of Q2 2026
$4.18M total
TWO SIGMA INVESTMENTS, LP
$923.4K+11.2%
Qube Research & Technologies Ltd
$662.1K-18.9%
ACADIAN ASSET MANAGEMENT LLC
$505.0K-61.0%
Trexquant Investment LP
$413.2K-24.6%
CITADEL ADVISORS LLC
$384.0K+465.8%
O'SHAUGHNESSY ASSET MANAGEMENT, LLC
$302.9K-52.5%
UBS Group AG
$233.3K+9.4%
RAMSEY QUANTITATIVE SYSTEMS
$134.7KNew
GSA CAPITAL PARTNERS LLP
$126.0K-33.9%
JANE STREET GROUP, LLC
$121.0K+72.0%
JPMORGAN CHASE & CO
$114.4K+62.3%
STATE STREET CORP
$104.8K-6.8%
SmartHarvest Portfolios, LLC
$74.6KNew
Police & Firemen's Retirement System of New Jersey
$37.0K0.0%
MORGAN STANLEY
$24.7K-95.1%
WealthCollab, LLC
$11.8KNew
ROYAL BANK OF CANADA
$4.0K-1.3%
Tower Research Capital LLC (TRC)
$3.5KNew
CITIGROUP INC
$1.8KNew
RHUMBLINE ADVISERS
$9240.0%
KELLEHER FINANCIAL ADVISORS
$838New
SBI Securities Co., Ltd.
$411+150.0%
Smartleaf Asset Management LLC
$100.0%
See all 23 institutional holders →
Reading the latest SEC filing…

Key Metrics

Revenue

FY 2025
EDGAR

Net Income

FY 2025
EDGAR

EPS (Diluted)

FY 2025
EDGAR

Operating Margin

FY 2025
EDGAR

ROIC

FY 2025
EDGAR

Free Cash Flow

FY 2025
EDGAR

Debt/Equity

FY 2025
EDGAR

Loading ratio trend…

XYF key financials by period

Reported revenue, net income and operating margin by fiscal year, from X Financial's annual filings on SEC EDGAR.

X Financial reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$1.1B$209.4M21.3%
FY 2024$804.4M$211.0M31.9%
FY 2023$678.2M$167.2M29.9%
FY 2022$516.6M$117.7M30.4%
FY 2021$569.1M$129.5M36.1%
FY 2020$336.1M$-200.5M-65.2%
Source: XYF filings on SEC EDGAR →

XYF insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About X Financial (XYF): stock profile, AI score and financials

X Financial (XYF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. XYF is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 23 institutional filers currently hold this stock. Based on the latest XBRL financial filings (FY 2025), X Financial reports quarterly revenue of $1.1B, net income of $209.4M, an operating margin of 21.3%. Top institutional holders of XYF by reported 13-F value include TWO SIGMA INVESTMENTS, Qube Research & Technologies Ltd, ACADIAN ASSET MANAGEMENT, based on the most recent SEC filings. XYF trades on the NYSE exchange and files with the SEC under CIK 1725033. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate XYF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for X Financial directly from SEC EDGAR.

SEC EDGAR: CIK 1725033 →