XYF is the ticker symbol for X Financial, a publicly traded Financials sector company listed on NYSE. 13F Pro tracks XYF with AI-powered analysis, a 32-signal quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is XYF a good stock to buy?

XYF is tracked on 13F Pro with SEC EDGAR data, but is not currently included in our 32-signal AI quality ranking. The full company profile with financials and AI insights is at https://13fpro.ai/company/XYF.

Where does 13F Pro source XYF data?

All X Financial fundamentals and ownership data come directly from SEC EDGAR. X Financial files with the SEC under CIK 1725033. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

X Financial(XYF)— Stock Profile, AI Score & Financials

Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated 2025-12-31.

X Financial (XYF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. XYF is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 27 institutional filers currently hold this stock. Based on the latest XBRL financial filings (FY 2025), X Financial reports quarterly revenue of $1.1B, net income of $209.4M, free cash flow of $206.7M. Top institutional holders of XYF by reported 13-F value include TWO SIGMA INVESTMENTS, Qube Research & Technologies Ltd, ACADIAN ASSET MANAGEMENT, based on the most recent SEC filings. XYF trades on the NYSE exchange and files with the SEC under CIK 1725033. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate XYF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for X Financial directly from SEC EDGAR.

Revenue

$1.1B

Net Income

$209.4M

Free Cash Flow

$206.7M

XYF key financials by period

X Financial reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Operating margin
FY 2025	20-F	$1.1B	$209.4M	21.3%
FY 2024	20-F	$5.9B	$1.5B	31.9%
FY 2023	20-F	$4.8B	$1.2B	30.4%
FY 2022	20-F/A	$3.6B	$812.0M	34.1%
FY 2021	20-F	$3.6B	$825.4M	36.1%
FY 2020	20-F	$2.2B	$-1.3B	-65.2%

Institutions holding XYF

Institutional investors reporting a position in X Financial on SEC Form 13F.
Institution	Shares	Value	Reported
TWO SIGMA INVESTMENTS	190,782	$923.4K	2026-06-30
Qube Research & Technologies Ltd	136,792	$662.1K	2026-06-30
ACADIAN ASSET MANAGEMENT	105,211	$505.0K	2026-06-30
Trexquant Investment	85,378	$413.2K	2026-06-30
CITADEL ADVISORS	79,349	$384.0K	2026-06-30
O'SHAUGHNESSY ASSET MANAGEMENT	62,581	$302.9K	2026-06-30
UBS Group AG	48,198	$233.3K	2026-06-30
RAMSEY QUANTITATIVE SYSTEMS	27,838	$134.7K	2026-06-30
GSA CAPITAL PARTNERS LLP	25,966	$126.0K	2026-06-30
JANE STREET GROUP	24,999	$121.0K	2026-06-30

SEC EDGAR: CIK 1725033 →

X Financial

XYF

NYSESmall CapFinancials

13F Pro Quality Score

Not in ranked universe

Limited institutional coverage

Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 27 institutional filers currently hold this stock.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.