What is the 13F Pro Quality Score for VRM?

13F Pro ranks Vroom, Inc. (VRM) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View VRM's current score at https://13fpro.ai/research/VRM (free sign-up required for the full ranking).

Where does 13F Pro source VRM data?

All Vroom, Inc. fundamentals and ownership data come directly from SEC EDGAR. Vroom, Inc. files with the SEC under CIK 1580864. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is VRM in?

Vroom, Inc. (VRM) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

How often is VRM research updated on 13F Pro?

VRM's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Vroom, Inc.(VRM)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Limited institutional coverage

Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 46 institutional filers currently hold this stock.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

VRM Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Vroom, Inc. (VRM), a Consumer Discretionary sector company. VRM is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 46 institutional filers currently hold this stock. Based on the latest XBRL financial filings (Q1 2026), Vroom, Inc. reports net income of $-19.1M, free cash flow of $16.9M. Top institutional holders of VRM by reported 13-F value include Mudrick Capital Management, L.P., SILVERBACK ASSET MANAGEMENT, BANK OF AMERICA /DE/, based on the most recent SEC filings. VRM trades on the Nasdaq exchange and files with the SEC under CIK 1580864. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate VRM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Vroom, Inc. directly from SEC EDGAR. Vroom, Inc.'s 13F Pro composite quality score has ranged between 16 and 42 since 2023, currently 22.4 — a declining long-term trajectory across 12 quarterly and live scoring snapshots.

Net Income

Q1 2026

$-19.1M

Free Cash Flow

Q1 2026

$16.9M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

—FY 2024

FY19 $1.19BFY20 $1.36BFY22 $1.95BFY24 —

Net Income

+63.5% YoY

$-165.1MFY 2024

FY19 $-143.0MFY20 $-202.8MFY22 $-451.9MFY24 $-165.1M

Operating Income

—FY 2024

FY19 $-133.1MFY20 $-178.6MFY22 $-571.8MFY24 —

EPS (Diluted)

+65.1% YoY

$-91.07FY 2024

FY19 —FY20 $-2.76FY22 $-261.31FY24 $-91.07

Total Assets

-34.1% YoY

$1.07BFY 2024

FY19 $563.4MFY20 $1.72BFY22 $1.62BFY24 $1.07B

Total Debt

-23.2% YoY

$381.4MFY 2024

FY19 —FY20 —FY22 $496.6MFY24 $381.4M

Op. Cash Flow

+11.0% YoY

$-97.0MFY 2024

FY19 $-215.6MFY20 $-355.3MFY22 $-109.1MFY24 $-97.0M

Metric	FY 2024	FY 2022	FY 2020	FY 2019	FY 2018	FY 2017
Revenue	—	$1.95B +43.5%	$1.36B +13.9%	$1.19B +39.3%	$855.4M	—
Net Income	$-165.1M +63.5%	$-451.9M -122.8%	$-202.8M -41.8%	$-143.0M -67.9%	$-85.2M	—
Operating Income	—	$-571.8M -220.1%	$-178.6M -34.1%	$-133.1M -66.7%	$-79.9M	—
EPS (Diluted)	$-91.07 +65.1%	$-261.31 -9367.8%	$-2.76	—	—	—
Total Assets	$1.07B -34.1%	$1.62B -6.1%	$1.72B +206.0%	$563.4M	—	—
Total Debt	$381.4M -23.2%	$496.6M	—	—	—	—
Operating Cash Flow	$-97.0M +11.0%	$-109.1M +69.3%	$-355.3M -64.7%	$-215.6M -232.2%	$-64.9M	—

AI Insight: VRM Financial Trends

Vroom is burning cash on operations while debt has surged 37% since Q4 2025, erasing leverage gains from the prior year.

• Operating cash flow turned positive in Q1 2025 ($17M) and remained positive through Q1 2026 ($18M), a reversal from -$66M to -$22M in H2 2024.

• Total debt fell 46% from $795M (Q2 2024) to $423M (Q4 2025), but spiked 37% to $578M in Q1 2026.

• Net losses narrowed from -$40M (Q3 2024) to -$6M to -$11M range in recent quarters, but remain consistently negative.

⚠ Debt jumped $155M in one quarter (Q4 2025 to Q1 2026) despite positive operating cash flow; refinancing or strategic event likely.

⚠ Equity collapsed from $43M (Q2 2024) to negative $-31M (Q4 2024), recovered to $159M (Q1 2025), but has eroded to $98M (Q1 2026).

AI Insight: VRM Ratio Trends

Vroom remains deeply unprofitable with deteriorating returns; leverage spiked back to 5.87x D/E in Q1 2026 after three quarters of deleveraging.

• ROE swung wildly from -16.0% in Q1 2025 to -77.5% in Q1 2026, signaling severe and erratic profitability collapse.

• ROA worsened to -8.1% in Q1 2026 from -2.6% in Q1 2025, indicating assets are generating larger losses.

• D/E jumped from 3.63x in Q4 2025 to 5.87x in Q1 2026, reversing four quarters of leverage reduction.

⚠ ROIC remained deeply negative at -11.2% in Q1 2026; only Q2 2024 and Q3 2024 showed 0.0% breakeven.

⚠ Sudden D/E spike suggests either equity deterioration or debt increase; consistent negative equity returns raise solvency concerns.

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Available Research

13F Pro tracks comprehensive data for Vroom, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of VRM

Mudrick Capital Management, L.P.
$52.8M3,967,251 sh
SILVERBACK ASSET MANAGEMENT LLC
$5.8M437,936 sh
BANK OF AMERICA CORP /DE/
$3.3M250,035 sh
MILLER VALUE PARTNERS, LLC
$778.5K58,488 sh
MARSHALL WACE, LLP
$645.1K48,471 sh
BlackRock, Inc.
$558.4K41,953 sh
GEODE CAPITAL MANAGEMENT, LLC
$398.0K29,903 sh
Catterton Management Company, L.L.C.
$306.3K23,013 sh
VANGUARD CAPITAL MANAGEMENT LLC
$179.2K13,464 sh
NISA INVESTMENT ADVISORS, LLC
$125.7K9,442 sh

Fund	Value	Shares
Mudrick Capital Management, L.P.	$52.8M	3,967,251
SILVERBACK ASSET MANAGEMENT LLC	$5.8M	437,936
BANK OF AMERICA CORP /DE/	$3.3M	250,035
MILLER VALUE PARTNERS, LLC	$778.5K	58,488
MARSHALL WACE, LLP	$645.1K	48,471
BlackRock, Inc.	$558.4K	41,953
GEODE CAPITAL MANAGEMENT, LLC	$398.0K	29,903
Catterton Management Company, L.L.C.	$306.3K	23,013
VANGUARD CAPITAL MANAGEMENT LLC	$179.2K	13,464
NISA INVESTMENT ADVISORS, LLC	$125.7K	9,442

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Is VRM a good stock to buy?

13F Pro's AI-powered analysis of Vroom, Inc. (VRM) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for VRM are available on the VRM stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own VRM?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling VRM. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Vroom, Inc.'s investment landscape.