Terra Property Trust, Inc.(TPTS)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Not in ranked universe
Limited institutional coverage
Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 1 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
TPTS Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Terra Property Trust, Inc. (TPTS), a Real Estate sector company. TPTS is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 1 institutional filers currently hold this stock. Based on the latest XBRL financial filings (Q1 2026), Terra Property Trust, Inc. reports quarterly revenue of $3.2M, net income of $-15.0M, free cash flow of $-1.5M. TPTS trades on the NYSE exchange and files with the SEC under CIK 1674356. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TPTS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Terra Property Trust, Inc. directly from SEC EDGAR.
Revenue
Q1 2026
$3.2M
Net Income
Q1 2026
$-15.0M
Free Cash Flow
Q1 2026
$-1.5M
ROIC
Q1 2026
-3.9%
D/E Ratio
Q1 2026
0.98
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-28.7% YoYNet Income
+25.1% YoYOperating Income
-133.4% YoYEPS (Diluted)
+25.5% YoYTotal Assets
-35.2% YoYTotal Debt
-45.2% YoYOp. Cash Flow
+158.7% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $35.4M -28.7% | $49.7M -26.8% | $67.9M +20.0% | $56.6M +12.5% | $50.3M -2.1% | $51.4M |
| Net Income | $-27.8M +25.1% | $-37.2M +34.7% | $-56.9M -718.3% | $-7.0M | — | — |
| Operating Income | $-1.3M -133.4% | $3.9M +116.1% | $-24.5M -326.1% | $10.8M -54.2% | $23.7M -17.8% | $28.8M |
| EPS (Diluted) | $-1.14 +25.5% | $-1.53 +34.6% | $-2.34 -588.2% | $-0.34 | — | — |
| Total Assets | $351.5M -35.2% | $542.8M -19.1% | $670.7M -17.5% | $813.3M +38.2% | $588.5M +11.6% | $527.3M |
| Total Debt | $178.9M -45.2% | $326.1M -20.2% | $408.9M -6.8% | $438.8M +189.4% | $151.6M | — |
| Operating Cash Flow | $1.9M +158.7% | $-3.3M -137.8% | $8.6M +2032.4% | $403.8K -94.9% | $7.9M -54.7% | $17.5M |
AI Insight: TPTS Financial Trends
Terra Property Trust faces severe distress: revenue collapsed 73% from Q2 2024 to Q1 2026 while debt reduction masks persistent operating losses.
• Revenue plummeted from $11M (Q2 2024) to $3M (Q1 2026), a 73% decline over eight quarters.
• Total debt reduced from $384M (Q2 2024) to $128M (Q1 2026); equity fell from $219M to $130M.
• Net losses persisted every quarter; Q1 2026 loss of $15M represents worst result in dataset.
⚠ Operating income swung negative in Q4 2024, Q2 2025, Q3 2025, and Q1 2026 — majority of recent quarters unprofitable.
⚠ Equity-to-debt ratio inverted to near parity (130M equity vs. 128M debt in Q1 2026), signaling acute solvency pressure.
⚠ Operating cash flow turned negative in Q3 2025 and Q1 2026, destroying liquidity despite debt paydown.
AI Insight: TPTS Ratio Trends
Terra Property Trust is in distress: ROE collapsed to -46.2% in Q1 2026, the worst reading in the dataset, with operating margin negative.
• ROE deteriorated sharply to -46.2% in Q1 2026 from -29.0% in Q4 2025, signaling accelerating losses.
• Operating margin swung to deeply negative (-48.8% in Q4 2025, absent data Q1 2026), reflecting operational dysfunction.
• Leverage improved: D/E fell to 0.98 from 1.76 in Q2 2024, but this reflects equity destruction, not deleveraging.
⚠ ROIC has been deeply negative since Q4 2024 (-6.4%, -2.3%, 0.5%, -4.2%, -15.5%), destroying shareholder value consistently.
⚠ NPM remains catastrophically negative across all periods (worst: -158.8% TTM), indicating fundamental profitability failure.
⚠ ROA worsened to -21.2% in Q1 2026, the lowest on record, suggesting asset impairment or valuation write-downs.
Track TPTS with AI-powered research
10 AI analysts debate this stock daily. Free to start.
Available Research
13F Pro tracks comprehensive data for Terra Property Trust, Inc. including:
Top Institutional Holders of TPTS
AMERIFLEX GROUP, INC.
$37.9K3,821 sh
| Fund | Value | Shares |
|---|---|---|
| AMERIFLEX GROUP, INC. | $37.9K | 3,821 |
More Real Estate Companies
View all Real Estate →Unlock Full Research for TPTS
Get detailed financial analysis, insider activity, institutional flows, AI-powered debates, and quality rankings for Terra Property Trust, Inc. and 2,800+ other companies.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is TPTS a good stock to buy?
13F Pro's AI-powered analysis of Terra Property Trust, Inc. (TPTS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TPTS are available on the TPTS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own TPTS?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TPTS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Terra Property Trust, Inc.'s investment landscape.