Stellar Bancorp, Inc.(STEL)— Stock Profile, AI Score & Financials

Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated 2026-03-31.

Stellar Bancorp, Inc. (STEL) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores STEL at 37.4/100 on a 32-signal composite quality model, placing it at rank #2,237 of 2,960 stocks — the bottom half of the AI-ranked universe. STEL scores in the top quartile across profitability (81.8), free cash flow (80.6). Areas of concern include revenue growth (19.2) and institutional flow (19.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 2.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Stellar Bancorp, Inc. reports quarterly revenue of $111.0M, net income of $27.0M, an operating margin of 30.1%. Top institutional holders of STEL by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. STEL trades on the NYSE exchange and files with the SEC under CIK 1473844. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate STEL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Stellar Bancorp, Inc. directly from SEC EDGAR.