Snap-on Inc(SNA)Stock Analysis
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Rank #373 of 2,879 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SNA Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Snap-on Inc (SNA), a Industrials sector company. 13F Pro's AI-powered ranking engine scores SNA at 69.3/100 on a 32-signal composite quality model, placing it at rank #373 of 2,879 stocks — the top 25% of the AI-ranked universe. SNA scores in the top quartile across balance sheet strength (89.9), profitability (84.2), free cash flow (82.5). Areas of concern include revenue growth (32.2) and earnings quality (37.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), Snap-on Inc reports quarterly revenue of $1.3B, net income of $247.0M, an operating margin of 24.4%. Top institutional holders of SNA by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. SNA trades on the NYSE exchange and files with the SEC under CIK 91440. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SNA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Snap-on Inc directly from SEC EDGAR. Snap-on Inc's 13F Pro composite quality score has ranged between 8 and 77 since 2021, currently 69.3 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.
What's Driving SNA's Business? Latest 10-Q Breakdown
✓ 20/20 datapoints verifiedAI-extracted from Snap-on Inc's 10-Q filed 2026-04-23 — Q1 FY2026 (quarter ended April 4, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Snap-on posted Q1 net sales of $1,207.2M (+5.8% YoY) with net earnings of $247.0M (+2.7% YoY), driven by organic growth across all three operating segments despite tariff headwinds.
Biggest Revenue Drivers
Total revenue: $1,308.3M+5.2% YoY
Low single-digit gains both in U.S. and international operations, reflecting increased sales volume and benefits from RCI initiatives.
Favorable foreign currency translation of $9.1M; organic sales essentially flat as low single-digit gains in diagnostic/repair information products offset by lower OEM dealership activity.
Organic gain of 7.1% and favorable FX of $11.9M; high single-digit improvement with critical industries customers and double-digit specialty torque business growth.
Decrease primarily due to lower year-over-year average portfolio; average yield on finance receivables 17.6% and contract receivables 9.1%.
Largest Expense Items
Higher tariffs and material costs partially offset by benefits from increased volume and RCI savings.
Increased personnel costs and expanded technology investments, partially offset by favorable effects of sales volume.
Provisions for credit losses of $18.8M; expenses as percentage of average portfolio remained at 1.3%.
Margins: Gross margin decreased 30 bps YoY to 50.4% of net sales, primarily reflecting 40 bps of unfavorable FX effects and higher tariffs/material costs, partially offset by volume benefits and RCI savings. Operating margin (before financial services) was 20.8%, including 40 bps of unfavorable FX, down from 21.3% last year.
Watch Items from the Filing
- Tariff headwinds and higher material costs pressuring gross margins; management noted tariffs have offset benefits from RCI initiatives and volume growth.
- Repair Systems & Information Group organic sales flat YoY despite total growth, with OEM dealership activity declining, indicating potential segment deceleration.
- Finance receivables portfolio declined; average portfolio lower YoY, contributing to 1.0% decline in financial services revenue despite stable originations.
- Company acquired Car-O-Liner Australia (Australian vehicle collision equipment distributor) for $5.1M in February 2026, adding $2.1M of goodwill on preliminary basis.
- Board increased quarterly dividend 14.0% to $2.44/share (annualized $9.76) in November 2025; company has paid consecutive quarterly dividends without interruption since 1939.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
Revenue
Q1 2026
$1.3B
Net Income
Q1 2026
$247.0M
Free Cash Flow
Q1 2026
$368.7M
Operating Margin
Q1 2026
24.4%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+0.9% YoYNet Income
-2.6% YoYOperating Income
-1.3% YoYEPS (Diluted)
-1.6% YoYTotal Assets
+6.5% YoYTotal Debt
+0.3% YoYOp. Cash Flow
-11.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $5.16B +0.9% | $5.11B +0.0% | $5.11B +5.5% | $4.84B +5.2% | $4.60B +16.7% | $3.94B |
| Net Income | $1.02B -2.6% | $1.04B +3.2% | $1.01B +10.9% | $911.7M +11.1% | $820.5M +30.9% | $627.0M |
| Operating Income | $1.33B -1.3% | $1.35B +2.7% | $1.31B +8.5% | $1.21B +7.4% | $1.12B +27.6% | $880.5M |
| EPS (Diluted) | $19.19 -1.6% | $19.51 +4.0% | $18.76 +11.5% | $16.82 +12.7% | $14.92 +30.4% | $11.44 |
| Total Assets | $8.41B +6.5% | $7.90B +4.7% | $7.54B +8.2% | $6.97B +3.2% | $6.76B +3.1% | $6.56B |
| Total Debt | $1.20B +0.3% | $1.20B +1.2% | $1.18B +0.1% | $1.18B -1.4% | $1.20B -29.4% | $1.70B |
| Operating Cash Flow | $1.08B -11.2% | $1.22B +5.5% | $1.15B +70.9% | $675.2M -30.1% | $966.6M -4.2% | $1.01B |
AI Insight: SNA Financial Trends
Total debt surged $295M quarter-over-quarter to $1,503M in Q2 2026 — the largest single-quarter leverage spike in the dataset — while revenue and margins softened.
• Revenue grew modestly from $1,280M in Q2 2024 to $1,308M in Q2 2026, reflecting low single-digit top-line expansion over two years.
• Operating margin contracted: op income fell from $350M in Q2 2024 to $319M in Q2 2026, implying margin compression despite flat-to-higher revenue.
• Equity steadily expanded from $5,286M in Q2 2024 to $5,958M in Q2 2026, reflecting consistent retained-earnings accumulation.
• Operating cash flow rebounded sharply to $369M in Q2 2026 — strongest in the dataset — after dipping to $237M in Q2 2025.
⚠ Total debt jumped from $1,208M in Q3 2025 to $1,503M in Q2 2026 — a $295M spike, first major leverage increase in the dataset.
⚠ Net income declined to $247M in Q2 2026 from $265M in Q3 2025, the lowest reading since Q1 2025 despite rising revenue.
⚠ Whether the Q2 2026 OCF jump ($369M) offsets new debt issuance or signals sustainable cash conversion improvement warrants monitoring.
AI Insight: SNA Ratio Trends
Q2 2026 marks a broad-based profitability trough: OpMargin hit 24.4%, ROIC dropped to 17.1% — both the weakest readings in the visible dataset.
• Operating margin has declined from 27.4% in Q2 2024 to 24.4% in Q2 2026, a 3pp compression over two years.
• ROIC fell from 21.7% in Q2 2024 to 17.1% in Q2 2026, erasing roughly 4.6pp of capital efficiency.
• D/E ticked back up to 0.25 in Q2 2026 after trending down from 0.22 to 0.20 across Q2 2024–Q1 2026.
• ROA declined to 11.6% in Q2 2026, its lowest level in the dataset, versus 14.0% in Q2 2024.
⚠ D/E jumped from 0.20 in Q1 2026 to 0.25 in Q2 2026 — the sharpest single-quarter leverage increase in the dataset.
⚠ Q3 2025 showed a partial recovery (OpMargin 26.9%, ROIC 19.8%); watch whether Q3 2026 repeats that seasonal lift.
⚠ NPM at 18.9% in Q2 2026 is the dataset low — monitor whether cost pressures or revenue mix are driving the squeeze.
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Top Institutional Holders of SNA
BlackRock, Inc.
$1.5B4,155,450 shVANGUARD CAPITAL MANAGEMENT LLC
$1.2B3,369,035 shVANGUARD PORTFOLIO MANAGEMENT LLC
$968.2M2,665,533 shSTATE STREET CORP
$831.7M2,289,917 shFIRST TRUST ADVISORS LP
$738.5M2,033,129 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$601.1M1,654,948 shGEODE CAPITAL MANAGEMENT, LLC
$598.9M1,654,142 shNORDEA INVESTMENT MANAGEMENT AB
$492.4M1,373,694 shBANK OF AMERICA CORP /DE/
$363.0M999,497 shEARNEST PARTNERS LLC
$335.0M922,391 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $1.5B | 4,155,450 |
| VANGUARD CAPITAL MANAGEMENT LLC | $1.2B | 3,369,035 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $968.2M | 2,665,533 |
| STATE STREET CORP | $831.7M | 2,289,917 |
| FIRST TRUST ADVISORS LP | $738.5M | 2,033,129 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $601.1M | 1,654,948 |
| GEODE CAPITAL MANAGEMENT, LLC | $598.9M | 1,654,142 |
| NORDEA INVESTMENT MANAGEMENT AB | $492.4M | 1,373,694 |
| BANK OF AMERICA CORP /DE/ | $363.0M | 999,497 |
| EARNEST PARTNERS LLC | $335.0M | 922,391 |
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Popular Research
Is SNA a good stock to buy?
13F Pro's AI-powered analysis of Snap-on Inc (SNA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SNA are available on the SNA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own SNA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SNA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Snap-on Inc's investment landscape.