Repay Holdings Corp(RPAY)Stock Analysis

RPAY Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Repay Holdings Corp (RPAY), a Industrials sector company. 13F Pro's AI-powered ranking engine scores RPAY at 33.0/100 on a 32-signal composite quality model, placing it at rank #2,243 of 2,879 stocks — the bottom half of the AI-ranked universe. RPAY scores in the top quartile across free cash flow (84.0). Areas of concern include profitability (11.1) and institutional flow (16.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 23.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Repay Holdings Corp reports quarterly revenue of $80.8M, net income of $-9.9M, free cash flow of $16.7M. Top institutional holders of RPAY by reported 13-F value include Forager Capital Management,, Veradace Capital Management, BlackRock,, based on the most recent SEC filings. RPAY trades on the Nasdaq exchange and files with the SEC under CIK 1720592. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RPAY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Repay Holdings Corp directly from SEC EDGAR. Repay Holdings Corp's 13F Pro composite quality score has ranged between 33 and 57 since 2021, currently 33.0 — a declining long-term trajectory across 28 quarterly and live scoring snapshots.