What is the 13F Pro Quality Score for NRDS?

13F Pro ranks NERDWALLET, INC. (NRDS) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View NRDS's current score at https://13fpro.ai/research/NRDS (free sign-up required for the full ranking).

Where does 13F Pro source NRDS data?

All NERDWALLET, INC. fundamentals and ownership data come directly from SEC EDGAR. NERDWALLET, INC. files with the SEC under CIK 1625278. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is NRDS in?

NERDWALLET, INC. (NRDS) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is NRDS research updated on 13F Pro?

NRDS's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

NERDWALLET, INC.(NRDS)Stock Analysis

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13F Pro Quality Score

67.1/100

Rank #480 of 2,879 stocksTOP 25%

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

75.0/100

Profitability

70.8/100

Balance Sheet

90.0/100

Earnings Quality

30.0/100

Free Cash Flow

72.9/100

Institutional Flow

70.4/100

Revenue Scale

46.0/100

Dilution Risk

31.5/100

NRDS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for NERDWALLET, INC. (NRDS), a Technology sector company. 13F Pro's AI-powered ranking engine scores NRDS at 67.1/100 on a 32-signal composite quality model, placing it at rank #480 of 2,879 stocks — the top 25% of the AI-ranked universe. NRDS scores in the top quartile across balance sheet strength (90.0), revenue growth (75.0). Areas of concern include earnings quality (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 31.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), NERDWALLET, INC. reports quarterly revenue of $222.2M, net income of $20.4M, an operating margin of 12.2%. Top institutional holders of NRDS by reported 13-F value include Topline Capital Management,, BlackRock,, ARROWSTREET CAPITAL, LIMITED PARTNERSHIP, based on the most recent SEC filings. NRDS trades on the Nasdaq exchange and files with the SEC under CIK 1625278. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NRDS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NERDWALLET, INC. directly from SEC EDGAR.

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Fun facts about NERDWALLET, INC.

Quirks, history, and lore behind NRDS — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. fintech company · small-cap · listed on Nasdaq · headquartered in San Francisco.
2
The Numbers
Annual revenue in the few hundred million dollar range, with a business model built on referral fees from financial product providers rather than charging consumers directly.
3
The History
Founded around 2009 by two graduates who were frustrated by the complexity of student loans and credit cards — so they built a site to demystify it all.
4
The Secret
It doesn't actually sell financial products — it sells eyeballs and intent, matching consumers to credit cards, loans, and insurance and collecting a fee when they sign up.
5
The Lore
Its brand mascot is a little green cartoon character, and its marketing tagline has long promised to help people make all the right money moves.
6
The Giveaway
The name literally combines "nerd" and "wallet" — because only a true finance geek would comparison-shop seventeen credit cards before choosing one.

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Revenue

Q1 2026

$222.2M

Net Income

Q1 2026

$20.4M

Free Cash Flow

Q1 2026

$35.3M

Operating Margin

Q1 2026

12.2%

ROIC

Q1 2026

8.1%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+21.7% YoY

$836.6MFY 2025

FY22 $538.9MFY23 $599.4MFY24 $687.6MFY25 $836.6M

Net Income

+60.2% YoY

$48.7MFY 2025

FY22 $-10.2MFY23 $-11.8MFY24 $30.4MFY25 $48.7M

Operating Income

+593.6% YoY

$65.2MFY 2025

FY22 $-19.0MFY23 $3.6MFY24 $9.4MFY25 $65.2M

EPS (Diluted)

+68.4% YoY

$0.64FY 2025

FY22 $-0.14FY23 $-0.15FY24 $0.38FY25 $0.64

Total Assets

+5.4% YoY

$461.1MFY 2025

FY22 $425.7MFY23 $418.6MFY24 $437.6MFY25 $461.1M

Total Debt

—FY 2025

FY22 —FY23 —FY24 —FY25 —

Op. Cash Flow

+83.3% YoY

$131.6MFY 2025

FY22 $25.0MFY23 $72.1MFY24 $71.8MFY25 $131.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$836.6M +21.7%	$687.6M +14.7%	$599.4M +11.2%	$538.9M +42.0%	$379.6M +54.7%	$245.3M
Net Income	$48.7M +60.2%	$30.4M +357.6%	$-11.8M -15.7%	$-10.2M +76.0%	$-42.5M -901.9%	$5.3M
Operating Income	$65.2M +593.6%	$9.4M +161.1%	$3.6M +118.9%	$-19.0M +51.3%	$-39.0M -2152.6%	$1.9M
EPS (Diluted)	$0.64 +68.4%	$0.38 +353.3%	$-0.15 -7.1%	$-0.14 +82.9%	$-0.82 -1011.1%	$0.09
Total Assets	$461.1M +5.4%	$437.6M +4.5%	$418.6M -1.7%	$425.7M +16.9%	$364.1M +42.7%	$255.2M
Total Debt	—	—	—	—	$0.00 -100.0%	$30.2M
Operating Cash Flow	$131.6M +83.3%	$71.8M -0.4%	$72.1M +188.4%	$25.0M +247.2%	$7.2M -53.2%	$15.4M

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Available Research

13F Pro tracks comprehensive data for NERDWALLET, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of NRDS

Topline Capital Management, LLC
$54.5M5,251,145 sh
BlackRock, Inc.
$31.8M3,060,747 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$18.8M1,808,988 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$15.0M1,445,072 sh
VANGUARD CAPITAL MANAGEMENT LLC
$14.1M1,358,440 sh
DIMENSIONAL FUND ADVISORS LP
$13.7M1,322,848 sh
RENAISSANCE TECHNOLOGIES LLC
$10.4M1,002,275 sh
Quinn Opportunity Partners LLC
$10.3M989,149 sh
GEODE CAPITAL MANAGEMENT, LLC
$9.5M918,806 sh
STATE STREET CORP
$9.4M905,274 sh

Fund	Value	Shares
Topline Capital Management, LLC	$54.5M	5,251,145
BlackRock, Inc.	$31.8M	3,060,747
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$18.8M	1,808,988
VANGUARD PORTFOLIO MANAGEMENT LLC	$15.0M	1,445,072
VANGUARD CAPITAL MANAGEMENT LLC	$14.1M	1,358,440
DIMENSIONAL FUND ADVISORS LP	$13.7M	1,322,848
RENAISSANCE TECHNOLOGIES LLC	$10.4M	1,002,275
Quinn Opportunity Partners LLC	$10.3M	989,149
GEODE CAPITAL MANAGEMENT, LLC	$9.5M	918,806
STATE STREET CORP	$9.4M	905,274

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Is NRDS a good stock to buy?

13F Pro's AI-powered analysis of NERDWALLET, INC. (NRDS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NRDS are available on the NRDS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own NRDS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NRDS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NERDWALLET, INC.'s investment landscape.