AI-extracted from the 20-F filed 2026-02-24 — FY2025 (year ended December 31, 2025). Every figure is machine-verified against the filing text on SEC EDGAR.
Jumia reported full-year 2025 GMV of $818.6M (+14% YoY), with operating loss improving to $63.2M from $66.0M in 2024, while maintaining 6.0M Annual Active Customers (+11% YoY).
Biggest Revenue Drivers
Gross Merchandise Value (GMV)$818.6M+14% YoY
Growth driven by increased orders and active customer base across nine African countries following strategic exits from Tunisia and South Africa in 2024.
Orders23.3M+3% YoY
Reflects continued platform engagement and customer purchasing activity across marketplace.
Biggest Revenue Drivers
Total revenue: Not disclosed in plain text
Gross Merchandise Value (GMV)$818.6M+14% YoY
Growth driven by increased orders and active customer base across nine African countries following strategic exits from Tunisia and South Africa in 2024.
Orders23.3M+3% YoY
Reflects continued platform engagement and customer purchasing activity across marketplace.
Total Payment Volume (TPV)$232.2M+18.8% YoY
Higher average transaction values despite discontinued standalone JumiaPay App in 2025, reflecting shift toward physical goods e-commerce.
Largest Expense Items
Operating loss$63.2M-4% YoY
Improved from $66.0M in 2024 through cost reductions and operational efficiencies across fulfillment and administrative functions.
Adjusted EBITDA loss$50.5M-2% YoY
Improved from $51.3M in 2024, reflecting continued investment in growth initiatives partially offset by disciplined cost management.
Loss before Income Tax from continuing operations$60.1MImproved from $97.6M in 2024
Margins: The filing does not provide gross or operating margin percentages. However, operating loss improved 4% to $63.2M and Adjusted EBITDA loss improved 2% to $50.5M, driven by cost discipline initiatives across fulfillment, logistics optimization, and staffing reductions while maintaining platform growth.
Watch Items from the Filing
Accumulated losses of $2.2B as of December 31, 2025; company has never achieved full-year profitability since 2012 founding, with continued losses in 2025 ($61.5M net loss).
Geographic concentration risk: Egypt, Ivory Coast and Nigeria generate disproportionate share of orders and revenue; adverse economic developments in these three countries could materially impact results.
Currency volatility exposure across nine African markets; December 2025 inflation at 21% in Nigeria, 14% in Egypt, 5% in Ghana; company does not hedge foreign exchange exposure.
Strategic exits from Tunisia and South Africa in 2024 and planned exit from Algeria in 2026; company exploring sale of payment service licensed entities in Nigeria and Egypt.
Positive momentum: Annual Active Customers +11% YoY to 6.0M; GMV +14% YoY to $818.6M; company targeting Adjusted EBITDA breakeven and positive cash flow by Q4 2026.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
About Jumia Technologies AG (JMIA): stock profile, AI score and financials
Jumia Technologies AG (JMIA) stock profile, AI quality score, and SEC EDGAR financial data, a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores JMIA at 26.5/100 on a composite quality score built from its SEC filings, placing it at rank #2,587 of 2,925 stocks — the bottom half of the AI-ranked universe. Areas of concern include revenue growth (2.9) and institutional flow (3.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (FY 2025), Jumia Technologies AG reports quarterly revenue of $188.9M, net income of $-61.6M, an operating margin of -33.5%. Top institutional holders of JMIA by reported 13-F value include Fund 1 Investments, Parsifal Capital Management, D. E. Shaw, based on the most recent SEC filings. JMIA trades on the NYSE exchange and files with the SEC under CIK 1756708. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate JMIA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Jumia Technologies AG directly from SEC EDGAR.