What is the 13F Pro Quality Score for JKHY?

13F Pro ranks JACK HENRY & ASSOCIATES INC (JKHY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View JKHY's current score at https://13fpro.ai/research/JKHY (free sign-up required for the full ranking).

Where does 13F Pro source JKHY data?

All JACK HENRY & ASSOCIATES INC fundamentals and ownership data come directly from SEC EDGAR. JACK HENRY & ASSOCIATES INC files with the SEC under CIK 779152. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is JKHY in?

JACK HENRY & ASSOCIATES INC (JKHY) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is JKHY research updated on 13F Pro?

JKHY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

JACK HENRY & ASSOCIATES INC(JKHY)Stock Analysis

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13F Pro Quality Score

72.8/100

Rank #215 of 2,879 stocksTOP 10%

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

54.2/100

Profitability

86.0/100

Balance Sheet

94.5/100

Earnings Quality

61.7/100

Free Cash Flow

78.6/100

Institutional Flow

62.3/100

Revenue Scale

66.1/100

Dilution Risk

52.6/100

JKHY Stock Analysis & AI Quality Score

AI stock analysis and institutional research for JACK HENRY & ASSOCIATES INC (JKHY), a Technology sector company. 13F Pro's AI-powered ranking engine scores JKHY at 72.8/100 on a 32-signal composite quality model, placing it at rank #215 of 2,879 stocks — the top 10% of the AI-ranked universe. JKHY scores in the top quartile across balance sheet strength (94.5), profitability (86.0), free cash flow (78.6). Based on the latest XBRL financial filings (Q3 2026), JACK HENRY & ASSOCIATES INC reports quarterly revenue of $636.2M, net income of $122.9M, an operating margin of 24.4%. Top institutional holders of JKHY by reported 13-F value include BlackRock,, KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. JKHY trades on the Nasdaq exchange and files with the SEC under CIK 779152. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate JKHY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for JACK HENRY & ASSOCIATES INC directly from SEC EDGAR. JACK HENRY & ASSOCIATES INC's 13F Pro composite quality score has ranged between 64 and 73 since 2021, currently 72.8 — an improving long-term trajectory across 30 quarterly and live scoring snapshots.

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Fun facts about JACK HENRY & ASSOCIATES INC

Quirks, history, and lore behind JKHY — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial technology company · mid-cap · listed on Nasdaq · headquartered in a small city in southwest Missouri.
2
The Numbers
Annual revenue in the range of $2 billion, serving roughly 8,000 financial institutions — mostly community banks and credit unions across the country.
3
The History
Founded in the 1970s, it grew steadily by solving a problem big tech ignored: giving small-town banks the same software firepower as Wall Street giants.
4
The Secret
Its real moat is switching costs — once a community bank runs its core processing on this platform, leaving is about as fun as migrating a legacy mainframe on a Tuesday.
5
The Lore
It operates out of Monett, Missouri — population under 10,000 — proving you don't need a Silicon Valley zip code to become the backbone of community banking in America.
6
The Giveaway
Its ticker is basically its founders' initials, and its name literally combines a first name, a last name, and the word "Associates" — a very Missouri fintech energy.

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Revenue

Q3 2026

$636.2M

Net Income

Q3 2026

$122.9M

Free Cash Flow

Q3 2026

$169.5M

Operating Margin

Q3 2026

24.4%

D/E Ratio

Q3 2026

0.04

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+6.6% YoY

$2.22BFY 2024

FY21 $1.76BFY22 $1.94BFY23 $2.08BFY24 $2.22B

Net Income

+4.1% YoY

$381.8MFY 2024

FY21 $311.5MFY22 $362.9MFY23 $366.6MFY24 $381.8M

Operating Income

+1.8% YoY

$489.4MFY 2024

FY21 $398.7MFY22 $474.6MFY23 $480.7MFY24 $489.4M

EPS (Diluted)

+4.2% YoY

$5.23FY 2024

FY21 $4.12FY22 $4.94FY23 $5.02FY24 $5.23

Total Assets

+5.4% YoY

$2.92BFY 2024

FY21 $2.34BFY22 $2.46BFY23 $2.77BFY24 $2.92B

Total Debt

-45.5% YoY

$150.0MFY 2024

FY21 $100.1MFY22 $115.0MFY23 $275.0MFY24 $150.0M

Op. Cash Flow

+48.9% YoY

$568.0MFY 2024

FY21 $462.1MFY22 $504.6MFY23 $381.6MFY24 $568.0M

Metric	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Revenue	$2.22B +6.6%	$2.08B +6.9%	$1.94B +10.5%	$1.76B +3.6%	$1.70B +9.3%	$1.55B
Net Income	$381.8M +4.1%	$366.6M +1.0%	$362.9M +16.5%	$311.5M +5.0%	$296.7M +9.1%	$271.9M
Operating Income	$489.4M +1.8%	$480.7M +1.3%	$474.6M +19.0%	$398.7M +4.8%	$380.6M +9.6%	$347.3M
EPS (Diluted)	$5.23 +4.2%	$5.02 +1.6%	$4.94 +19.9%	$4.12 +6.7%	$3.86 +9.7%	$3.52
Total Assets	$2.92B +5.4%	$2.77B +13.0%	$2.46B +5.1%	$2.34B -3.8%	$2.43B +11.2%	$2.18B
Total Debt	$150.0M -45.5%	$275.0M +139.1%	$115.0M +14.9%	$100.1M +48016.8%	$208.0K	$0.00
Operating Cash Flow	$568.0M +48.9%	$381.6M -24.4%	$504.6M +9.2%	$462.1M -9.5%	$510.5M +18.4%	$431.1M

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Available Research

13F Pro tracks comprehensive data for JACK HENRY & ASSOCIATES INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of JKHY

BlackRock, Inc.
$941.6M5,958,055 sh
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
$862.8M5,459,640 sh
VANGUARD CAPITAL MANAGEMENT LLC
$739.7M4,680,410 sh
STATE STREET CORP
$625.0M3,954,964 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$567.7M3,591,967 sh
MORGAN STANLEY
$424.2M2,683,848 sh
GEODE CAPITAL MANAGEMENT, LLC
$362.7M2,302,143 sh
CIBC Bancorp USA Inc.
$301.9M1,910,530 sh
Invesco Ltd.
$292.8M1,852,819 sh
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AME
$230.4M1,458,101 sh

Fund	Value	Shares
BlackRock, Inc.	$941.6M	5,958,055
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC	$862.8M	5,459,640
VANGUARD CAPITAL MANAGEMENT LLC	$739.7M	4,680,410
STATE STREET CORP	$625.0M	3,954,964
VANGUARD PORTFOLIO MANAGEMENT LLC	$567.7M	3,591,967
MORGAN STANLEY	$424.2M	2,683,848
GEODE CAPITAL MANAGEMENT, LLC	$362.7M	2,302,143
CIBC Bancorp USA Inc.	$301.9M	1,910,530
Invesco Ltd.	$292.8M	1,852,819
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AME	$230.4M	1,458,101

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Is JKHY a good stock to buy?

13F Pro's AI-powered analysis of JACK HENRY & ASSOCIATES INC (JKHY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for JKHY are available on the JKHY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own JKHY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling JKHY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of JACK HENRY & ASSOCIATES INC's investment landscape.