JKHY is the ticker symbol for JACK HENRY & ASSOCIATES INC, a publicly traded Technology sector company listed on Nasdaq. 13F Pro tracks JKHY with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is JKHY a good stock to buy?

13F Pro's AI ranking engine scores JKHY at 66.0/100, ranked #439 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for JKHY is available at https://13fpro.ai/company/JKHY. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source JKHY data?

All JACK HENRY & ASSOCIATES INC fundamentals and ownership data come directly from SEC EDGAR. JACK HENRY & ASSOCIATES INC files with the SEC under CIK 779152. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

JACK HENRY & ASSOCIATES INC JKHY

NasdaqLarge CapTechnology

13F Pro quality score

Rank #439 of 2,925TOP 25%

Why it scores 66 Technology peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$644.02M

Quarter to Jun 30

Net income

$111.23M

Quarter to Jun 30

Free cash flow

$282.19M

Quarter to Jun 30

Operating margin

21.2%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$9.55B total

KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC

$718.06M-4.5%

BlackRock, Inc.

$705.47M-14.0%

VANGUARD CAPITAL MANAGEMENT LLC

$639.75M-0.8%

STATE STREET CORP

$510.14M-6.4%

VANGUARD PORTFOLIO MANAGEMENT LLC

$490.27M-0.9%

GEODE CAPITAL MANAGEMENT, LLC

$378.84M+19.6%

MORGAN STANLEY

$327.11M-11.5%

ARROWSTREET CAPITAL, LIMITED PARTNERSHIP

$290.02M+390.9%

CIBC Bancorp USA Inc.

$262.91M-0.1%

Invesco Ltd.

$259.13M+1.5%

VAN ECK ASSOCIATES CORP

$180.21M+1918.2%

WELLS FARGO & COMPANY/MN

$177.53M-6.7%

Neuberger Berman Group LLC

$164.52M+10.0%

UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AME

$161.38M-19.6%

NORGES BANK

$137.76M--

TD ASSET MANAGEMENT INC

$127.91M+12.7%

DIMENSIONAL FUND ADVISORS LP

$120.05M+15.9%

Epoch Investment Partners, Inc.

$114.27M+21.7%

FIRST TRUST ADVISORS LP

$107.02M+5.8%

RAYMOND JAMES FINANCIAL INC

$104.94M-6.4%

UBS Group AG

$101.02M-14.3%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$91.54M+0.2%

Bank of New York Mellon Corp

$87.67M0.0%

NORTHERN TRUST CORP

$85.37M-15.3%

STIFEL FINANCIAL CORP

$70.89M-2.4%

See all 718 institutional holders →

What's Driving JKHY's Business? Latest 10-K Breakdown

21/21 datapoints verified

AI-extracted from the 10-K filed 2026-08-28 — FY2026 (year ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Jack Henry grew FY2026 revenue 7.1% to $2.544B and net income 10.3% to $502.8M, with all four segments expanding and operating income up 11.7% to $635.0M.

Biggest Revenue Drivers

Payments$936.0M+7.2% YoY

Growth within card revenue and faster payments/payment processing revenues

Core$768.5M+4.8% YoY

Non-acquisition-related increases in data processing and hosting revenue within cloud

Biggest Revenue Drivers

Total revenue: $2.544B+7.1% YoY

Payments$936.0M+7.2% YoY

Growth within card revenue and faster payments/payment processing revenues

Core$768.5M+4.8% YoY

Non-acquisition-related increases in data processing and hosting revenue within cloud

Complementary$752.2M+8.3% YoY

Non-acquisition-related revenue increases in hosting within cloud and digital revenue

Corporate Services$87.7M+18.3% YoY

Increased license and hardware revenue, growth in processing fees, and rise in subscriptions revenue

Largest Expense Items

Cost of revenue$1,433.7M+5.4% YoY

Higher personnel costs, direct costs consistent with revenue growth, and higher amortization of capitalized software

Selling, general, and administrative$299.2M+5.7% YoY

Higher personnel costs including increased medical costs from second-half normalization and compensation tied to headcount growth

Research and development$176.4M+8.4% YoY

Higher personnel costs tied to headcount growth, reflecting continued investment in strategic products

Margins: Cost of revenue fell to 56% of total revenue from 57% and operating income grew 11.7% (faster than revenue), with management guiding to continued 'strong margin expansion' in fiscal 2027.

Watch Items from the Filing

Deconversion revenue (from clients terminating contracts, mostly via M&A) rose to $42.8M in fiscal 2026 from $33.9M in fiscal 2025.
Cash and cash equivalents fell to $12.1M at June 30, 2026 from $102.0M a year earlier, after $448.2M in share buybacks and $170.4M in dividends paid.
The IRS is actively examining the company's federal income tax returns for fiscal years 2023, 2024, and 2025.
Effective tax rate rose to 23.0% from 22.2% because investment tax credit benefits recognized in fiscal 2025 did not recur.
Risk factors disclose that certain contract renewals have resulted in price compression between former and renegotiated terms, which could pressure future revenue and margins.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-K on SEC EDGAR →

Key Metrics

Revenue

Q4 2026

EDGAR

Net Income

Q4 2026

EDGAR

EPS (Diluted)

Q4 2026

EDGAR

Operating Margin

Q4 2026

EDGAR

ROIC

Q4 2026

EDGAR

Free Cash Flow

Q4 2026

EDGAR

Debt/Equity

Q4 2026

EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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JACK HENRY & ASSOCIATES INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2026	10-K	$2.5B	$502.8M	25.0%
FY 2025	10-K	$2.4B	$455.7M	23.9%
FY 2024	10-K	$2.2B	$381.8M	22.1%
FY 2023	10-K	$2.1B	$366.6M	23.1%
FY 2022	10-K	$1.9B	$362.9M	24.4%
FY 2021	10-K	$1.8B	$311.5M	22.7%

About JACK HENRY & ASSOCIATES INC (JKHY): stock profile, AI score and financials

JACK HENRY & ASSOCIATES INC (JKHY) stock profile, AI quality score, and SEC EDGAR financial data, a Technology sector company. 13F Pro's AI-powered ranking engine scores JKHY at 66.0/100 on a composite quality score built from its SEC filings, placing it at rank #439 of 2,925 stocks — the top 25% of the AI-ranked universe. JKHY scores in the top quartile across balance sheet strength (94.1), free cash flow (81.4), profitability (79.2). Areas of concern include institutional flow (16.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2026), JACK HENRY & ASSOCIATES INC reports quarterly revenue of $644.0M, net income of $111.2M, an operating margin of 21.2%. Top institutional holders of JKHY by reported 13-F value include KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. JKHY trades on the Nasdaq exchange and files with the SEC under CIK 779152. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate JKHY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for JACK HENRY & ASSOCIATES INC directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 779152 →

JACK HENRY & ASSOCIATES INC JKHY

Top Institutional Holders

What's Driving JKHY's Business? Latest 10-K Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

JKHY key financials by period

JKHY insiders

Congress trading in JKHY

About JACK HENRY & ASSOCIATES INC (JKHY): stock profile, AI score and financials

JACK HENRY & ASSOCIATES INC JKHY

Top Institutional Holders

What's Driving JKHY's Business? Latest 10-K Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

JKHY key financials by period

Companies similar to JKHY

JKHY insiders

Congress trading in JKHY

About JACK HENRY & ASSOCIATES INC (JKHY): stock profile, AI score and financials