EVERTEC, Inc.(EVTC)— Stock Profile, AI Score & Financials
Technology · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
EVERTEC, Inc. (EVTC) stock profile, AI quality score, and SEC EDGAR financial data, a Technology sector company. 13F Pro's AI-powered ranking engine scores EVTC at 60.5/100 on a 32-signal composite quality model, placing it at rank #850 of 2,962 stocks — the top half of the AI-ranked universe. EVTC scores in the top quartile across earnings quality (75.8). Shareholder dilution risk is elevated at 31.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), EVERTEC, Inc. reports quarterly revenue of $274.8M, net income of $5.4M, an operating margin of 19.4%. Top institutional holders of EVTC by reported 13-F value include BlackRock, FMR, AMERICAN CENTURY COMPANIES, based on the most recent SEC filings. EVTC trades on the NYSE exchange and files with the SEC under CIK 1559865. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EVTC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EVERTEC, Inc. directly from SEC EDGAR.
AI Quality Score
60.5/100
AI Rank
#850
Revenue
$274.8M
Net Income
$5.4M
Free Cash Flow
$54.6M
Operating Margin
19.4%
EVTC key financials by period
EVERTEC, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$931.8M
$141.6M
20.0%
FY 2024
10-K
$845.5M
$112.6M
19.6%
FY 2023
10-K
$694.7M
$79.7M
19.6%
FY 2022
10-K
$618.4M
$239.0M
25.4%
FY 2021
10-K
$589.8M
$161.1M
33.3%
FY 2020
10-K
$510.6M
$104.4M
27.7%
Institutions holding EVTC
Institutional investors reporting a position in EVERTEC, Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-05-07 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
EVERTEC's Q1 2026 revenue grew 8% to $247.9M, driven by organic growth across all segments and Tecnobank acquisition contribution, though net income declined 28% to $23.8M due to higher operating expenses.
Biggest Revenue Drivers
Latin America Payments and Solutions$110.3M+32% YoY
Tecnobank acquisition completed in Q4 2025, strong Brazil performance, and foreign currency exchange benefits.
Business Solutions$59.5M-9% YoY
10% Popular discount effective Q4 2025 and lower non-recurring hardware/software sales versus prior year.
Biggest Revenue Drivers
Total revenue: $247.9M+8% YoY
Latin America Payments and Solutions$110.3M+32% YoY
Tecnobank acquisition completed in Q4 2025, strong Brazil performance, and foreign currency exchange benefits.
Business Solutions$59.5M-9% YoY
10% Popular discount effective Q4 2025 and lower non-recurring hardware/software sales versus prior year.
Payment Services - Puerto Rico & Caribbean$58.4M+6% YoY
Transaction growth, continued strength in ATH Movil and ATH Business, plus services to Latin America segment.
Merchant Acquiring, net$48.4M+2% YoY
Higher sales volume and non-transactional revenues, partially offset by slight spread decrease.
Largest Expense Items
Depreciation and amortization$37.3M+31% YoY
Primarily driven by amortization of intangible assets from Tecnobank acquisition.
Selling, general and administrative expenses$47.8M+32% YoY
Higher professional fees and cash payment of contingent considerations related to prior acquisitions.
Cost of revenues, exclusive of depreciation and amortization$118.2M+3% YoY
Higher personnel costs and cloud expenses driven by revenue increase.
Margins: Operating income declined 10% to $44.6M despite 8% revenue growth, as operating margin compressed from 21.6% to 18.0% due to increased SG&A expenses (+32%) and higher depreciation from acquisitions (+31%). Segment Adjusted EBITDA margins remained resilient, with Latin America Payments at 29.7% stable YoY and Payment Services Puerto Rico improving to 59.4% from 57.0%.
Watch Items from the Filing
Popular customer concentration at 26% of Q1 2026 revenues (down from 31% YoY), with accounts receivable of $38.3M. A&R MSA includes 10% discount effective Q4 2025 and mandatory minimums through September 2028.
Tecnobank acquisition integration: $150M acquisition completed October 2025, contributed $102.1M in Q1 2026 segment revenue; goodwill increased $24.6M to $918.2M and intangible assets rose $2.1M to $555.2M.
Foreign currency remeasurement loss of $3.7M in Q1 2026 versus $0.8M prior year, driven by Brazilian Real and other Latin American currency volatility; unfavorable translation adjustment improved from $63.4M to $13.8M.
Subsequent to quarter-end, Company acquired remaining interests in Rosk (49%, ~$16.5M) and Compliasset (40%, ~$3.4M), and announced Dimensa acquisition (~$197M) on April 30, 2026. Total debt increased to $1.1B with Revolving Facility at $25M drawn of $200M available.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
