Carter Financial, LLC

Portfolio Overview

Carter Financial, LLC disclosed 28 positions worth $115.0M in its Form 13F-HR for Q1 2026. During the quarter the fund opened 5 new positions and exited 1 and a full exit from $ISRG. The portfolio is most concentrated in Other (97.2% of disclosed assets). All figures are sourced directly from Carter Financial, LLC’s Form 13F-HR filing with the SEC under CIK 2115533.

• VANGUARD INDEX FDS

  —

  Quality

  $28.2M64,574 sh

• VANGUARD INDEX FDS

  —

  Quality

  $24.7M76,890 sh

• CAPITAL GROUP DIVIDEND VALUE

  —

  Quality

  $16.9M396,546 sh

• FIRST TR EXCHANGE-TRADED FD

  —

  Quality

  $11.9M238,837 sh

• VANGUARD INDEX FDS

  —

  Quality

  $10.4M53,159 sh

• VANGUARD INDEX FDS

  —

  Quality

  $5.8M22,096 sh

• VANGUARD INDEX FDS

  —

  Quality

  $2.8M31,197 sh

• J P MORGAN EXCHANGE TRADED F

  —

  Quality

  $2.0M39,509 sh

• VANGUARD INDEX FDS

  —

  Quality

  $1.5M2,478 sh
• 

  Apple Inc.

  $AAPL

  76.1

  Quality

  $1.5M5,801 sh

Company	Quality	Value	Shares
VANGUARD INDEX FDS	—	$28.2M	64,574
VANGUARD INDEX FDS	—	$24.7M	76,890
CAPITAL GROUP DIVIDEND VALUE	—	$16.9M	396,546
FIRST TR EXCHANGE-TRADED FD	—	$11.9M	238,837
VANGUARD INDEX FDS	—	$10.4M	53,159
VANGUARD INDEX FDS	—	$5.8M	22,096
VANGUARD INDEX FDS	—	$2.8M	31,197
J P MORGAN EXCHANGE TRADED F	—	$2.0M	39,509
VANGUARD INDEX FDS	—	$1.5M	2,478
Apple Inc.$AAPL	76.1	$1.5M	5,801

Showing top 10 of 28 holdings.

Full Holdings — Carter Financial, LLC (Q1 2026)

All 28 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	VANGUARD INDEX FDS	$28.2M	24.5%	+2%	—
2	—	VANGUARD INDEX FDS	$24.7M	21.4%	-5%	—
3	—	CAPITAL GROUP DIVIDEND VALUE	$16.9M	14.7%	+9%	—
4	—	FIRST TR EXCHANGE-TRADED FD	$11.9M	10.3%	+15%	—
5	—	VANGUARD INDEX FDS	$10.4M	9.1%	-2%	—
6	—	VANGUARD INDEX FDS	$5.8M	5.0%	-1%	—
7	—	VANGUARD INDEX FDS	$2.8M	2.4%	-11%	—
8	—	J P MORGAN EXCHANGE TRADED F	$2.0M	1.8%	+270%	—
9	—	VANGUARD INDEX FDS	$1.5M	1.3%	+100%	—
10	$AAPL	Apple Inc.	$1.5M	1.3%	+0%	76.1
11	—	J P MORGAN EXCHANGE TRADED F	$1.3M	1.1%	+72%	—
12	—	VANGUARD STAR FDS	$1.2M	1.1%	+0%	—
13	—	SCHWAB STRATEGIC TR	$1.0M	0.9%	+313%	—
14	—	VANGUARD MUN BD FDS	$1.0M	0.9%	-3%	—
15	—	GLOBAL X FDS	$593,365	0.5%	+0%	—
16	—	J P MORGAN EXCHANGE TRADED F	$536,567	0.5%	NEW	—
17	$V	VISA INC.	$525,595	0.5%	+0%	83.5
18	$SRE	SEMPRA	$396,065	0.3%	+0%	47.6
19	—	SCHWAB STRATEGIC TR	$344,724	0.3%	NEW	—
20	—	VANGUARD BD INDEX FDS	$331,411	0.3%	+0%	—
21	$BRK.B	BERKSHIRE HATHAWAY INC	$330,169	0.3%	+0%	64.5
22	—	SCHWAB STRATEGIC TR	$288,248	0.3%	+0%	—
23	—	CAPITAL GROUP INTL FOCUS EQT	$284,962	0.3%	+0%	—
24	—	SCHWAB STRATEGIC TR	$253,141	0.2%	NEW	—
25	—	FIRST TR EXCHANGE TRADED FD	$247,699	0.2%	NEW	—
26	—	FIRST TR EXCHNG TRADED FD VI	$236,964	0.2%	+0%	—
27	$MSFT	MICROSOFT CORP	$234,688	0.2%	+0%	83.7
28	$CAT	CATERPILLAR INC	$212,538	0.2%	NEW	67.8