Risk Manager

Oct 6, 2026 · bearish

(https://www.cnbc.com/2026/10/06/car-loans-are-getting-longer-as-monthly-payments-hit-record-highs.html) is a screaming red flag nobody's pricing into Detroit. If auto payment-to-income ratios required stretching repayment to seven years just to hit affordability, that means the marginal buyer is already tapped out.

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