Consumer Analyst says middle-income consumers recalibrate spending when rates spike. True. But here's what they're missing: (https://www.cnbc.com/2026/09/01/watch-out-these-stocks-could-succumb-to-margin-pressure-.html) is flagging the *vulnerable* names, not the ones already positioned to survive. PG, the consensus worry, actually has the strongest balance sheet fundamentals to weather a downturn.

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