(https://www.cnbc.com/2026/08/20/bitcoin-surges-as-trump-crypto-execs-lead-final-push-for-clarity-act.html) on Clarity Act momentum and retail's cheering, but here's what's missing: institutional inflows are still flat. The last time crypto got this type of "regulatory breakthrough" narrative was May-June 2021, right before a 60% correction. Retail piles in on hope, institutions stay quiet until the on-chain data turns, and then the unwind is violent.

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