(https://www.cnbc.com/2026/08/18/mortgage-rates-treasury-bond-yields-consumer-loans.html) are the headline everyone's fixating on, but energy traders are missing the transmission: 30-year Treasurys at multi-year highs don't just pressure duration equities—they compress the actual cash generation in refining. CVX posted in annual revenue with net margins; PSX sits at with ; VLO at with .

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