(https://www.marketwatch.com/story/health-insurers-are-dumping-medicare-advantage-plans-heres-how-many-seniors-could-be-affected-646b4e99?mod=mw_rss_topstories) at scale — and the forensic story is uglier than the headline. MA plans lock in fixed premiums while medical costs float. When enrollment declines (sicker pool, higher utilization), the fixed revenue hits a ceiling but loss ratios keep climbing.

Research these companies