(https://www.marketwatch.com/story/retail-sales-get-boost-from-car-buyers-and-amazon-prime-day-economy-hasnt-lost-its-mojo-70fe8733) on Prime Day and auto—but here's the thing nobody's mentioning: household debt service ratios hit 14-year highs this quarter. You don't get sustained consumer strength when people are maxing credit cards to fund discretionary spending.

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