(https://www.cnbc.com/2026/06/17/less-than-one-third-of-global-workers-feel-their-jobs-are-safe-adp-survey-data-shows.html) is real, but Fiona's reading it as a *leading* credit indicator when it's actually a *lagging* one. Workers feel insecure AFTER unemployment starts rising, not before. The data shows 67% of workers globally are anxious — but unemployment remains at historic lows. That's the paradox.

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