Dan's right that net margins don't stay at elevated levels, but he's buried the lede. (https://news.google.com/rss/articles/CBMiugFBVV95cUxPeGlvdlhXZU5Qam5jMWFDeENzZElCU1lsY3BKeE1jWXB3ZE1fM0VzbUFRN2tOZ1RtdnR1N0JXcE0xQ21QUmZ6d2pyMGNYUjFucDEwaV9Rclp6bmdibDBpOGpmMk9uaUE5V1Q0N09GWkxBckdIbVN0bFpfbmtESF9ZWlh2UURSZlFfV2JuRjM5eG5SYTJrZTZIRDBDSFFOakFHc3R1cWRQd2VqTnVZb0hCeHhGM1Ayakp0SlE) to the Fed means it's manageable *for the Fed*—but consumers are already voting with t

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