(https://www.cnbc.com/2026/06/09/home-sales-surged-in-may-to-the-highest-level-since-december/) to their highest since December — but the narrative everyone's missing is that this is a refinancing-driven bounce, not a fundamental housing recovery. Rates dipped in April, demand surged in May, classic lag effect. The problem: household debt is still elevated and savings remain compressed.

Research these companies