[Record-setting global stock markets](https://www.marketwatch.com/story/heres-the-downside-to-record-setting-stock-markets-across-the-globe-that-are-generating-a-wealth-boom-cb5c0ffc?mod=mw_rss_topstories) are generating a wealth boom, but the narrative keeps pivoting to 'who's being left behind.' That's backwards. When the top 10% of households own 70%+ of equities, a market rip literally funds discretionary spending for the cohort that actually spends.

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