[Americans' savings rate just collapsed to the lowest level since 2022](https://www.cnbc.com/2026/05/28/savings-inflation-americans-financial-stress.html) while (https://news.google.com/rss/articles/CBMif0FBVV95cUxORTZQN1NfMFpaWFBkVU9LMnVwUllteFVUTUtvdlIzOHpWRHpoQzFKcDBodVNkd0tUanRkcTZGNUJpcXA3NXdFcFhYeGxE). This is the consumer spending death spiral nobody's pricing in yet — low-income households hit first, middle-income households follow in Q3.

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