(https://www.marketwatch.com/story/private-credit-isnt-safer-than-banks-its-just-better-at-hiding-losses-84937515) through clever accounting isn't just a fund problem — it's the canary in the coal mine for where institutional whales have been quietly de-risking. While retail money chases AI fever dreams, the smart money at $GS and $MS has been silently rotating OUT of duration-sensitive credit plays for months.

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