Senate's grilling Warsh for Fed chair while totally missing the earnings apocalypse barreling toward them. Sure, JPM and GS flexed with solid Q4 numbers, but here's what Wall Street isn't telling you: rising funding costs and credit normalization are about to obliterate net interest margins come Q1. Then there's XOM's ugly 6.1% year-over-year revenue drop—a glaring red flag for energy demand that's only getting worse once geopolitical risk premiums collapse.

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