Block, Inc.(XYZ)Stock Analysis
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Rank #863 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
XYZ Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Block, Inc. (XYZ), a Technology sector company. 13F Pro's AI-powered ranking engine scores XYZ at 60.3/100 on a 32-signal composite quality model, placing it at rank #863 of 2,879 stocks — the top half of the AI-ranked universe. XYZ scores in the top quartile across revenue scale (94.0), earnings quality (89.0). Shareholder dilution risk is elevated at 25.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Block, Inc. reports quarterly revenue of $6.1B, net income of $-308.7M, free cash flow of $935.0M. Top institutional holders of XYZ by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. XYZ trades on the NYSE exchange and files with the SEC under CIK 1512673. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate XYZ daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Block, Inc. directly from SEC EDGAR. Block, Inc.'s 13F Pro composite quality score has ranged between 8 and 69 since 2021, currently 60.3 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.
Revenue
Q1 2026
$6.1B
Net Income
Q1 2026
$-308.7M
Free Cash Flow
Q1 2026
$935.0M
ROIC
Q1 2026
-0.6%
D/E Ratio
Q1 2026
0.34
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+0.3% YoYNet Income
-54.9% YoYOperating Income
+91.5% YoYEPS (Diluted)
-53.9% YoYTotal Assets
+7.5% YoYTotal Debt
+19.4% YoYOp. Cash Flow
+51.1% YoY| Metric | FY 2025 | FY 2024 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | $24.19B +0.3% | $24.12B +36.6% | $17.66B +86.0% | $9.50B +101.5% | $4.71B +42.9% | $3.30B |
| Net Income | $1.31B -54.9% | $2.90B +1642.2% | $166.3M -22.0% | $213.1M -43.2% | $375.4M +1076.4% | $-38.5M |
| Operating Income | $1.71B +91.5% | $892.3M +453.9% | $161.1M +956.3% | $-18.8M -170.8% | $26.6M +172.5% | $-36.6M |
| EPS (Diluted) | $2.10 -53.9% | $4.56 +1281.8% | $0.33 -25.0% | $0.44 -45.7% | $0.81 +1000.0% | $-0.09 |
| Total Assets | $39.55B +7.5% | $36.78B +144.8% | $15.03B +52.2% | $9.87B +116.9% | $4.55B +38.7% | $3.28B |
| Total Debt | $7.29B +19.4% | $6.11B +33.9% | $4.56B +76.3% | $2.59B +175.5% | $938.8M +4.4% | $899.7M |
| Operating Cash Flow | $2.58B +51.1% | $1.71B +101.4% | $847.8M +389.8% | $173.1M -47.2% | $327.6M +11.0% | $295.1M |
AI Insight: XYZ Financial Trends
Block swung to operating loss in Q1 2026 after modest profitability through 2025, signaling operational pressure despite stable revenue.
• Operating income collapsed to -$172M in Q1 2026 from $485M in Q4 2025, a $657M swing in one quarter.
• Net income turned negative at -$309M in Q1 2026, the first loss since Q2 2024 ($195M profit).
• Operating cash flow rebounded to $966M in Q1 2026 from $621M in Q4 2025, offsetting profitability decline.
⚠ Total debt climbed to $7,293M in Q1 2026 from $5,108M in Q1 2025, a $2,185M increase year-over-year.
⚠ Revenue flat-lined near $6B quarterly range throughout 2025–2026; no growth inflection visible.
AI Insight: XYZ Ratio Trends
Block collapsed into losses across all profitability metrics in Q1 2026, erasing gains from 2025 and signaling operational distress.
• Operating margin swung from +7.8% in Q4 2025 to -2.8% in Q1 2026; NPM fell to -5.1% from +1.8%.
• ROE and ROA both turned negative (−5.7% and −3.1% respectively) after nine consecutive quarters of positive returns.
• Leverage crept higher: D/E rose to 0.34 in Q1 2026 from 0.33 in Q4 2025, reversing six quarters of deleveraging.
⚠ Q4 2024 showed extreme anomalies (NPM 32.3%, ROE 36.6%) that distort trend clarity; Q1 2026 loss magnitude demands earnings call details.
⚠ ROIC remains barely positive at −2.4% in latest quarter; TTM ROIC of 4.2% masks deteriorating near-term capital productivity.
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Available Research
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Top Institutional Holders of XYZ
BlackRock, Inc.
$2.5B42,238,874 shVANGUARD CAPITAL MANAGEMENT LLC
$2.1B35,575,779 shVANGUARD PORTFOLIO MANAGEMENT LLC
$1.5B25,662,834 shSTATE STREET CORP
$1.4B23,140,666 shCapital World Investors
$1.2B20,602,960 shMORGAN STANLEY
$955.7M15,880,557 shGEODE CAPITAL MANAGEMENT, LLC
$882.2M14,714,249 shLOOMIS SAYLES & CO L P
$446.8M7,423,669 shAMERIPRISE FINANCIAL INC
$413.3M6,867,717 shPoint72 Asset Management, L.P.
$379.0M6,298,335 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $2.5B | 42,238,874 |
| VANGUARD CAPITAL MANAGEMENT LLC | $2.1B | 35,575,779 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1.5B | 25,662,834 |
| STATE STREET CORP | $1.4B | 23,140,666 |
| Capital World Investors | $1.2B | 20,602,960 |
| MORGAN STANLEY | $955.7M | 15,880,557 |
| GEODE CAPITAL MANAGEMENT, LLC | $882.2M | 14,714,249 |
| LOOMIS SAYLES & CO L P | $446.8M | 7,423,669 |
| AMERIPRISE FINANCIAL INC | $413.3M | 6,867,717 |
| Point72 Asset Management, L.P. | $379.0M | 6,298,335 |
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Is XYZ a good stock to buy?
13F Pro's AI-powered analysis of Block, Inc. (XYZ) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for XYZ are available on the XYZ stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own XYZ?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling XYZ. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Block, Inc.'s investment landscape.