13F Pro Quality Score

60.3/100

Rank #863 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

48.1/100

Profitability

49.3/100

Balance Sheet

53.0/100

Earnings Quality

89.0/100

Free Cash Flow

66.6/100

Institutional Flow

61.8/100

Revenue Scale

94.0/100

Dilution Risk

25.7/100

XYZ Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Block, Inc. (XYZ), a Technology sector company. 13F Pro's AI-powered ranking engine scores XYZ at 60.3/100 on a 32-signal composite quality model, placing it at rank #863 of 2,879 stocks — the top half of the AI-ranked universe. XYZ scores in the top quartile across revenue scale (94.0), earnings quality (89.0). Shareholder dilution risk is elevated at 25.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Block, Inc. reports quarterly revenue of $6.1B, net income of $-308.7M, free cash flow of $935.0M. Top institutional holders of XYZ by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. XYZ trades on the NYSE exchange and files with the SEC under CIK 1512673. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate XYZ daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Block, Inc. directly from SEC EDGAR. Block, Inc.'s 13F Pro composite quality score has ranged between 8 and 69 since 2021, currently 60.3 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about Block, Inc.

Quirks, history, and lore behind XYZ — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial technology company · mid-to-large cap · listed on the NYSE · headquartered in San Francisco.
  • 2
    The Numbers
    Annual revenue in the range of $20+ billion, driven heavily by Bitcoin transactions — which make up a surprisingly large slice of the top line.
  • 3
    The History
    Founded around 2009, it started by letting small merchants accept credit card payments via a tiny dongle plugged into a smartphone — a genuinely novel idea at the time.
  • 4
    The Secret
    It rebranded its entire corporate identity in 2021, ditching its original name to better reflect its ambitions beyond payments — including crypto, banking, and buy-now-pay-later (via Afterpay).
  • 5
    The Lore
    Co-founded by Jack Dorsey — yes, the same guy who also co-founded Twitter — making him arguably the most overextended founder in Silicon Valley history.
  • 6
    The Giveaway
    Its consumer app — a peer-to-peer payment tool beloved for splitting dinner bills — is called Cash App, and the parent company goes by a very Zen one-word name meaning a city block.
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Revenue

Q1 2026

$6.1B

Net Income

Q1 2026

$-308.7M

Free Cash Flow

Q1 2026

$935.0M

ROIC

Q1 2026

-0.6%

D/E Ratio

Q1 2026

0.34

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+0.3% YoY
$24.19BFY 2025
FY20 $9.50BFY21 $17.66BFY24 $24.12BFY25 $24.19B

Net Income

-54.9% YoY
$1.31BFY 2025
FY20 $213.1MFY21 $166.3MFY24 $2.90BFY25 $1.31B

Operating Income

+91.5% YoY
$1.71BFY 2025
FY20 $-18.8MFY21 $161.1MFY24 $892.3MFY25 $1.71B

EPS (Diluted)

-53.9% YoY
$2.10FY 2025
FY20 $0.44FY21 $0.33FY24 $4.56FY25 $2.10

Total Assets

+7.5% YoY
$39.55BFY 2025
FY20 $9.87BFY21 $15.03BFY24 $36.78BFY25 $39.55B

Total Debt

+19.4% YoY
$7.29BFY 2025
FY20 $2.59BFY21 $4.56BFY24 $6.11BFY25 $7.29B

Op. Cash Flow

+51.1% YoY
$2.58BFY 2025
FY20 $173.1MFY21 $847.8MFY24 $1.71BFY25 $2.58B

AI Insight: XYZ Financial Trends

Block swung to operating loss in Q1 2026 after modest profitability through 2025, signaling operational pressure despite stable revenue.

Operating income collapsed to -$172M in Q1 2026 from $485M in Q4 2025, a $657M swing in one quarter.

Net income turned negative at -$309M in Q1 2026, the first loss since Q2 2024 ($195M profit).

Operating cash flow rebounded to $966M in Q1 2026 from $621M in Q4 2025, offsetting profitability decline.

Total debt climbed to $7,293M in Q1 2026 from $5,108M in Q1 2025, a $2,185M increase year-over-year.

Revenue flat-lined near $6B quarterly range throughout 2025–2026; no growth inflection visible.

AI Insight: XYZ Ratio Trends

Block collapsed into losses across all profitability metrics in Q1 2026, erasing gains from 2025 and signaling operational distress.

Operating margin swung from +7.8% in Q4 2025 to -2.8% in Q1 2026; NPM fell to -5.1% from +1.8%.

ROE and ROA both turned negative (−5.7% and −3.1% respectively) after nine consecutive quarters of positive returns.

Leverage crept higher: D/E rose to 0.34 in Q1 2026 from 0.33 in Q4 2025, reversing six quarters of deleveraging.

Q4 2024 showed extreme anomalies (NPM 32.3%, ROE 36.6%) that distort trend clarity; Q1 2026 loss magnitude demands earnings call details.

ROIC remains barely positive at −2.4% in latest quarter; TTM ROIC of 4.2% masks deteriorating near-term capital productivity.

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Available Research

13F Pro tracks comprehensive data for Block, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of XYZ

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Is XYZ a good stock to buy?

13F Pro's AI-powered analysis of Block, Inc. (XYZ) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for XYZ are available on the XYZ stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own XYZ?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling XYZ. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Block, Inc.'s investment landscape.