AI-extracted from the 10-Q filed 2026-07-31 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Q2 2026 revenue rose 25% to $313.4 million on a 42% surge in Insurance, but heavier media costs cut consolidated segment margin to 28% from 34%.
Biggest Revenue Drivers
Insurance$209.3M+42% YoY
22% increase in volume and 16% increase in revenue earned per consumer as auto rate decreases drove competition for share
Consumer$60.3M-4% YoY
Primarily due to a decrease in credit cards
Biggest Revenue Drivers
Total revenue: $313.4M+25% YoY
Insurance$209.3M+42% YoY
22% increase in volume and 16% increase in revenue earned per consumer as auto rate decreases drove competition for share
Consumer$60.3M-4% YoY
Primarily due to a decrease in credit cards
Home$43.9M+9% YoY
Primarily due to increases in revenue from home equity loans
Within Home
Home equity loans$34.9M+15% YoY
11% volume increase plus 4% increase in revenue earned per consumer as homeowners tap near-record home equity
Largest Expense Items
Selling and marketing expense$236.5M+34% YoY
Driven by advertising and promotional expense; online advertising rose 36% to $224.9 million
General and administrative expense$25.7M+3% YoY
Generally consistent with the second quarter of 2025; fell to 8% of revenue from 10%
Cost of revenue$11.3M+12% YoY
Primarily due to a $1.0 million increase in compensation and benefits; steady at 4% of revenue
Product development$10.0M-13% YoY
Continued investment in internally developed features and functionality
Margins: Consolidated segment margin fell to 28% from 34%, with Insurance at 24% (from 27%), Consumer 46% (from 51%) and Home 26% (from 32%) as elevated media and advertising costs pressured all three; management expects advertising costs to remain elevated through 2026.
Watch Items from the Filing
Consumer revenue declined 4% to $60.3 million with segment profit down 14%, on lower close rates and smaller loan sizes in small business.
$397.0 million outstanding on the 2025 Term Loan at SOFR-based 7.89%; a 100-basis point rate move would shift annual interest paid by $4.0 million.
Home faces persistent headwinds: existing home sales near four million annually, similar to 2008-2009 levels, which management expects to continue in 2026.
Mantha/QuoteWizard $19.0 million TCPA settlement fully paid, cutting litigation accruals to $0.9 million from $13.0 million at year-end 2025.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.
Peyree ScottChief Executive OfficerShares withheld for tax or exercise price · Sep 30, 2026
Dalporto GabrielDirectorGrant or award · Jun 17, 2026
Davidson Thomas M JRDirectorGrant or award · Jun 17, 2026
Ernst Mark ADirectorGrant or award · Jun 17, 2026
Henderson RobinDirectorGrant or award · Jun 17, 2026
Ozonian StevenDirectorGrant or award · Jun 17, 2026
Rodriguez Diego ADirectorGrant or award · Jun 17, 2026
Sarasvathy SarasDirectorGrant or award · Jun 17, 2026
Thompson G KennedyDirectorGrant or award · Jun 17, 2026
Bengel JasonChief Financial OfficerShares withheld for tax or exercise price · Mar 10, 2026
Congress trading in TREE
2 transactions in TREE reported by 1 member of Congress under the STOCK Act, most recent trade Dec 23, 2020. Reported transactions, not recommendations.
About LendingTree, Inc. (TREE): stock profile, AI score and financials
LendingTree, Inc. (TREE) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores TREE at 72.2/100 on a composite quality score built from its SEC filings, placing it at rank #161 of 2,925 stocks — the top 10% of the AI-ranked universe. TREE scores in the top quartile across balance sheet strength (96.4), revenue growth (91.2), profitability (78.0). Areas of concern include earnings quality (17.7) and institutional flow (23.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 34.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), LendingTree, Inc. reports quarterly revenue of $313.4M, net income of $9.6M, an operating margin of 7.0%. Top institutional holders of TREE by reported 13-F value include BlackRock, JENNISON ASSOCIATES, PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, based on the most recent SEC filings. TREE trades on the Nasdaq exchange and files with the SEC under CIK 1434621. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TREE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for LendingTree, Inc. directly from SEC EDGAR.